Prepaid Credit Cards Switzerland Comparison 🇨🇭

If you Compare prepaid credit cards across Switzerland you should pay attention to your personal spending habits.

Do you often pay in Abroad? Are you Mobile Payment important? How often do you Cash? These and other criteria should be taken into account when making your choice.

So that you don't have to compare all the prepaid credit cards, here's a Selection for you.

You can either start directly in the overview, or use the Credit card finder to make a pre-selection for you.

Test candidates in the prepaid credit card comparison Switzerland-wide

Neon

Rated 4.8 out of 5

Lowest total fees

Free cash withdrawals

mobile payment

Ideal for abroad

🇨🇭Deposit protection

Attractive interest rates

Second card

Zak

Rated 4.7 out of 5

Savings & sub-accounts

Free cash withdrawals

mobile payment

Branches (Bank Cler)

🇨🇭Deposit protection

TOP interest rates!

Cheap abroad

Yuh

Rated 4.6 out of 5

Pay & Invest

Multiple currencies

Cash free 1x / week

Cryptocurrencies

Savings goals

Fair interest rates

Second card

Revolut

Rated 4.5 out of 5

Multiple currencies

Ideal for abroad

Cash free up to 200€ / month

Euro account

Interest on credit balances

CH Customer service

Kaspar&

Rated 4.4 out of 5

Rounding up & investing

Lowest exchange rates

Multiple savings goals

Personalized card

🇨🇭Deposit protection

Interest on credit balances

Mobilepay & sub-accounts

Which is the best prepaid credit card in Switzerland?

The best Prepaid Credit card without an annual fee is the one which is best at you in person fits.

By the way, a good prepaid credit card does not have to be free. Rather, make sure that your Claims ideal covered be

What is important to you?

Mobile Payment? Apple Pay, Google Pay, Samsung Pay make purchases convenient and even safer. Choose a bank that offers the integrations. Zak, Neon, Yuh or Revolut (Visa) offer mobile payment.
Do you like to travel? Then good exchange rates and the lowest possible surcharges on payments outside Switzerland are important for you. Neon and Kaspar& offer extremely attractive exchange rates abroad. Since both use Mastercard, this would Revolut (Visa) as an additional emergency card.
Withdraw cash? If cash is important to you, choose a prepaid credit card where cash withdrawals are included. Neon and Zak offer you free included cash withdrawals in Switzerland.
Insurances? Do you want to insure your online purchases or your luggage when travelling? Neon Metal offers a great insurance package: mobile phone, ticket, online shopping insurance and much more.
What counts for you? Start your own prepaid credit card comparison Switzerland based on your personal criteria.

Neon

Rated 4.8 out of 5

Mastercard

The leading 🇨🇭Neo Bank offers 3 models: Free, Green & Metal! Free cash withdrawals, mobile pay & more!

Zak

Rated 4.7 out of 5

Visa

Established 🇨🇭 Online bank with Cashback, sub-accounts and other exciting features

Yuh

Rated 4.6 out of 5

Mastercard

Pay, save and Invest in one app? Thanks to Yuh, all this is possible at low cost🇨🇭

Revolut

Rated 4.5 out of 5

Visa

English fintech bank with low international fees. Unfortunately more expensive for Swiss 2022.

Kaspar&

Rated 4.4 out of 5

Mastercard

Pay, round up and investmentren in one app? Only possible with Kaspar& and at a very reasonable price! 🇨🇭

Our financial tips for 2026

"Intelligent people learn from the mistakes of others".

We have compiled our top selection for you from all our tests and experience reports:

Prepaid credit cards comparison

Mobile payment is becoming more important: More and more users are using Apple Pay, Samsung Pay and Google Pay. Incidentally, paying by mobile payment is more secure than using a physical card. This is because a one-time copy of the card is created for each transaction, which then becomes invalid. In the Neon, Zak, Yuh and Revolut currently offer this choice.
Prepaid credit card fees: Every credit card charges fees. However, these are often distributed differently with different providers. Therefore, choose a prepaid card that is favourable for your personal user behaviour. Neon was identified by Moneyland as the cheapest card/account for the average Swiss person
Other functions: For example, are eBill, Twint or low-cost transfers abroad offered? Neon has Wise and thus offers inexpensive foreign transfers.
Safety: Does the account belonging to the credit card have Swiss deposit protection? Can you block the card directly in the app if it is lost and is there two-factor authentication? All cards in the selection (except Revolut) have deposit protection up to CHF 100,000.
CashCash is important to you in everyday life or for emergencies? Look out for free cash withdrawals. With Neon, 2 withdrawals per month are free of charge. Zak offers them free of charge at Bank Cler branches.

Prepaid credit cards background knowledge

Worldwide, credit cards from Mastercard and Visa extremely high acceptance, which is why with these cards you can almost everywhere pay can.

A Prepaid credit card gives you the full Control about your spending, since (compared to a normal credit card) you have no Credit line you receive. As soon as your Account balance so used up is no longer possible, payments are no longer possible.

Accordingly simple is also the Applicationas your creditworthiness does not have to be checked.

Compared to a debit card, a prepaid credit card differs as follows:

AccountA prepaid credit card can also come without an associated account. A debit card always belongs to a bank account
LoadPrepaid credit cards are usually only fully debited and charged at the end of the month. Debit cards book payments directly.
CombinationThe cards in this prepaid credit card comparison Switzerland also offer you a free account.

Neon

Rated 4.8 out of 5

Mastercard

The leading 🇨🇭Neo Bank offers 3 models: Free, Green & Metal! Free cash withdrawals, mobile pay & more!

Zak

Rated 4.7 out of 5

Visa

Established 🇨🇭 Online bank with Cashback, sub-accounts and other exciting features

Yuh

Rated 4.6 out of 5

Mastercard

Pay, save and Invest in one app? Thanks to Yuh, all this is possible at low cost🇨🇭

Revolut

Rated 4.5 out of 5

Visa

English fintech bank with low international fees. Unfortunately more expensive for Swiss 2022.

Kaspar&

Rated 4.4 out of 5

Mastercard

Pay, round up and investmentren in one app? Only possible with Kaspar& and at a very reasonable price! 🇨🇭

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Prepaid credit card experience

You're probably wondering whether you can get through everyday life comparatively well with a prepaid credit card and pay everywhere can.

You can let go of this worry as far as possible.

Because with a card from the above Prepaid credit cards comparison Switzerland you will be able to pay almost everywhere in Switzerland and abroad.

Millions of shops, vending machines, online shops and other payment options are open to you.

But there is more to it than that:

Some of the Swiss prepaid credit cards above come directly with a free bank account.

This brings further advantages, as you can even use some of the Prepaid credit cards TWINT use can!

(Neon, for example, offers this advantage).

Neon

Rated 4.8 out of 5

Mastercard

The leading 🇨🇭Neo Bank offers 3 models: Free, Green & Metal! Free cash withdrawals, mobile pay & more!

Zak

Rated 4.7 out of 5

Visa

Established 🇨🇭 Online bank with Cashback, sub-accounts and other exciting features

Yuh

Rated 4.6 out of 5

Mastercard

Pay, save and Invest in one app? Thanks to Yuh, all this is possible at low cost🇨🇭

Revolut

Rated 4.5 out of 5

Visa

English fintech bank with low international fees. Unfortunately more expensive for Swiss 2022.

Kaspar&

Rated 4.4 out of 5

Mastercard

Pay, round up and investmentren in one app? Only possible with Kaspar& and at a very reasonable price! 🇨🇭

Where can you not pay with prepaid credit cards?

The only known situation in which prepaid credit cards are comparatively often not accepted are vehicle loans.

If you have a holiday coming up Rental car the prepaid credit card could cause problems.

The cause is the so-called "deposit", i.e. the deposited Security. This can be an amount of several thousand francs, which the landlord blocks on your credit card as security.

After returning the car, the amount will be released again.

Suppliers like Accept Europcar or Buchbinder according to Demand even Prepaid Credit cards forVehicles for hire. Sixt, Hertz or Avis unfortunately not yet.

Conclusion: Which is the best bank in Switzerland

The Best prepaid credit card in Switzerland there is no such thing. Rather, you should pay attention to how your personal Spending behaviour looks like.

With this information, you can create your own prepaid Credit cards Comparison Switzerland and use the information above to find a map that suits you.

All of the above prepaid credit cards come with a free Bank Accounts therefore, which you App conveniently.

Due to the free Maps and Accounts you don't have to focus on just one rechargeable credit card nationwide limit. You can also order several cards and test them yourself free of charge.

It is recommended anyway, carry several credit cards (ideally Mastercard and Visa), in case one card is not accepted.

Use in addition the Coupon codeswhich you can find at the top of the subpages of the respective providers.

With it, you can learn from exciting Offered and Starting balance benefit!

Do you have any questions? Then feel free to share them in the comments.

Bank comparison FAQ

How can a prepaid credit card Switzerland be free?

Every credit card issuer and every bank has to make money somewhere, that's clear.

You will therefore not find a free prepaid credit card. You will find fees for every rechargeable credit card in Switzerland.

Be it exchange rate surcharges, fees if you lose your card, or other situations.

All the above cards are extremely cheap and fair. You can find the cheapest card with the following procedure.

Which is the best prepaid credit card with no annual fee?

For this question, examine your own behaviour:

Do you often withdraw cash with your credit card?
Are you often abroad?
Do you need TWINT with your credit card?
…

Based on your answers, you can find a prepaid credit card in Switzerland or internationally.

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2 responses

Lars says:

24. November 2022 at 9:11

I would say that Wise (formerly Transferwise) is still missing from the list. The app is great and the card is neon green. I actually use it for all foreign currencies because topping up by bank transfer is a matter of a few hours on weekdays.

Reply
1. Eric says:
  
  28. November 2022 at 10:15
  
  Wise (from the UK) unfortunately lacks some useful functions on the banking page. Nevertheless, the conditions are of course great. Click here to go to the Wise Contribution.
  
  Reply

Write a comment

Prepaid Credit Cards Switzerland Comparison 🇨🇭

Test candidates in the prepaid credit card comparison Switzerland-wide

Neon

Zak

Yuh

Revolut

Kaspar&

Which is the best prepaid credit card in Switzerland?

Neon

Zak

Yuh

Revolut

Kaspar&

Our financial tips for 2026

Prepaid credit cards comparison

Prepaid credit cards background knowledge

Neon

Zak

Yuh

Revolut

Kaspar&

Free eBook: Your Investment Guide 2026!

Prepaid credit card experience

Neon

Zak

Yuh

Revolut

Kaspar&

Where can you not pay with prepaid credit cards?

Conclusion: Which is the best bank in Switzerland

Bank comparison FAQ

How can a prepaid credit card Switzerland be free?

Which is the best prepaid credit card with no annual fee?

Top recommendations for 2026

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