Active and passive investment in Switzerland

At Schwiizerfranke.com experienced investors and those who want to become one meet. Experienced investors can scroll directly to an article that appeals to them in terms of content. We give beginners our advice and a few tips for the entry as future major investors with the best of conscience:

The best investment you can make is the investment in yourself: Educate yourself
Begin! The first investment is rarely perfect. Start and learn on the way
Studies clearly show that passive investing is the best way for private investors
Fees can destroy any return. Minimize fees through low-cost suppliers
Spread your riskinstead of investing it in lumps in a single property, for example

What all this means in detail and how you can best proceed, you can find out here and in Blog little by little.

Selma Finance - Swiss Roboadvisor

You would like to have your finances in order, but you imagined everything much easier? That a conventional bank advisor (really flesh and blood) has to finance his salary from your fees is something that goes against the grain for you? Especially those who have had a look behind the scenes know that most bank advisors 1. achieve below-average performance for their clients and 2. make only standard investments. Remedy provide so-called Roboadvisor now also in Switzerland. Selma Finance is your digital bank advisor. Without any big bonuses and still in top form every day, the nice, chatting algorithm manages your money. In a nice chat Selma first asks you for some data and your financial knowledge and then presents you a personalised investment plan based on your answers. If you like, you can then to absolutely inexpensive conditions your investments fully automatically and according to your taste. We flirted with Selma a little and negotiated a bonus for you: Via the link Selma Finance will give you the fees for your first 5000CHF completely in the first year! Since we have a good relationship with Selma's team, you will receive a free financial check-up from the specialists there. To do this, go to Selma via this link and after opening an account for free (approx. 2min), say a nice greeting from Schwiizerfranke in the chat.

All about ETF's

They are uncomplicated, require little work, spread the investment risk widely and have favourable fees. The talk is of ETF'sExchange Trade Funds. With ETFs you can invest in entire markets, such as the entire SMI (Swiss Market Index) or the Dax. This way you invest in many companies at the same time and make a good long-term investment (at least historically).

Invest in ETFs with True Wealth

The Swiss market still does not offer ETF investors a 100% solution where they can invest in individually selected ETFs via an ETF savings plan. While this has been offered cost-effectively in neighbouring Swiss countries for years, there are still only a few Swiss ETF providers that come close.

The closest to this is probably the provider True Wealth, which compiles a portfolio for you based on your risk tolerance and your investment horizon (there is a short survey). Changes or a switch to sustainability are of course possible.

We tested True Wealth as an ETF provider for you and created a review for you.