Best crypto app switzerland crypto app comparison switzerland 2026

The best crypto app in Switzerland: comparison & test 2026

You want to buy Bitcoin or cryptocurrencies - but which app is secure and reputable?

I know from hundreds of conversations with the Schwiizerfranke community: The biggest pitfall with crypto is not the market risk - but dubious providers and scams. Time and again I hear from readers who have fallen for dubious platforms or whose provider has suddenly disappeared.

What's more, many comparisons on the Internet recommend apps that are not available in Switzerland at all or only to a limited extent.

This comparison therefore focuses on Secure, reputable crypto apps that actually work for Swiss people - with a focus on Swiss and regulated providers.

Table of contents

RelaiYuhBitpandaCoinbaseCrypto.com
buy crypto provider comparison switzerland-wideyuh experience switzerland yuh review test report of yuh experience report rating comparison vs kasparcrypto buy provider comparison switzerland Bitpanda comparisonThe best crypto app in Switzerland: comparison & test 1crypto broker comparison switzerland
🇨🇭 OriginSwitzerlandSwitzerlandAustriaUSASingapore
💰 Fees0.9-1%1%from 0.99% (+spread)approx. 1.5-2%approx. 1-1.5% (in app)
🪙 CoinsBitcoin only30+400+250+ (depending on region)350+
📱 Beginner-friendly⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐
💳 Savings plan✅✅✅✅✅
🔐 Non-custodial✅❌❌❌❌
📤 Wallet transfer✅❌✅✅✅
🎁 Bonus0% on first Auto-Invest up to CHF 100/Mt.Free ETFs--Cashback card
Detailed Relai experience reportTo the test reportTo the test reportTo the test reportTo the test report

Info about the table: There are numerous other crypto apps. The above are the most popular for Swiss users based on community feedback and our own tests. Important: Crypto investments harbour risks of loss.

Why many crypto app comparisons are not suitable for the Swiss

Before we dive into the details, an important note: Most comparisons in German-speaking countries originate from Germany and recommend apps that are either not available in Switzerland at all - or only work to a limited extent (e.g. only EUR deposits, no CHF).

As a Swiss investor, you face other challenges: CHF deposits, Swiss regulation and the question of which providers will even open an account for you.

This comparison therefore focuses on Apps that actually work for the Swiss.

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Your key to success! Discover our top recommendations from real testimonials.

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The 5 best crypto apps in Switzerland in detail

Relai - The Swiss Bitcoin app ⭐ Recommendation

For whom: Anyone who wants to buy Bitcoin easily and securely

Relai is one of the best-known Swiss Bitcoin apps - and the most widely used Bitcoin savings plan solution in my community. The concept is radically simple: Only Bitcoin, no distraction from hundreds of altcoins. Whether you're a beginner or an experienced Bitcoiner - if you're looking for an uncomplicated, secure solution, you've come to the right place.

Special advantages:

  • 🇨🇭 Developed and regulated in Switzerland (VQF member)
  • 🔐 Non-custodial: You control your private keys - this means that your Bitcoin really belongs to you and is safe even in the event of a Relai insolvency (prerequisite: you keep your seed phrase safe)
  • 🎁 0% Fee for the first monthly auto-invest up to CHF 100
  • Extremely easy to use (5 minutes for the first purchase)
  • 💳 Automatic savings plans (Auto-Invest)

Disadvantages:

  • Bitcoin only (for some this is an advantage!)
  • KYC mandatory for all users since October 2024

Fees: 1% Standard fee, with code CHFRANKE only 0.9%

🧪 My personal Relai experience

Test duration: Since February 2021 - over 4 years of active use

Currently ongoing: Weekly auto-invest of CHF 250 since March 2024 - works perfectly.

→ Detailed Relai experience report

To Relai with 10% fee discount *

Relai referral code Relai code Relai voucher fee voucher Relai referral code Relai promotion code

Yuh - The Swiss combination solution 🇨🇭

For whom: Swiss people who want everything in one app

Do you already have a Yuh account for banking? Then getting started with crypto is just a tap away. Yuh combines banking, share trading and crypto in a single Swiss app.

Important to know: At Yuh you buy real cryptocurrencies (no ETPs or certificates). Custody is handled by Swissquote with multi-signature wallets and offline storage. However, you cannot transfer your cryptos to your own wallet - «Not your keys, not your coins» still applies here.

Special advantages:

  • 🇨🇭 100% Swiss app (fully owned by Swissquote since July 2025)
  • Banking + shares + crypto in one app
  • CHF deposit without currency exchange
  • Simple operation, no separate registration for crypto
  • Real cryptos, professional custody by Swissquote

Disadvantages:

  • Only around 30 cryptocurrencies
  • 1% Fees per crypto transaction
  • Custodial - no transfer to own wallet possible

Ideal for: Anyone who already uses Yuh or is looking for an all-in-one solution. The advantage: You don't need a new app, no new verification - just get started.

→ Detailed Yuh experience report

Bitpanda - The all-rounder from Austria

For whom: If you want lots of different coins

Bitpanda is one of the largest crypto brokers in the German-speaking world with over 400 tradable cryptocurrencies. The Austrian provider is also open to Swiss customers.

Special advantages:

  • Over 400 cryptocurrencies available
  • German speaking support
  • Shares and ETFs can also be traded
  • Staking possible

Disadvantages:

  • Fees from 0.99% (plus spread, effectively approx. 1-1.5%)
  • No Swiss provider (Austria)
  • Custodial - but transfer to own wallet possible

→ Detailed Bitpanda experience report

Coinbase - The international standard

For whom: Anyone who trusts a listed company

Coinbase is the largest listed crypto exchange (Nasdaq: COIN) and is one of the most established providers worldwide.

Special advantages:

  • Listed on the stock exchange and strictly regulated
  • Simple, intuitive app
  • Large selection of coins (250+)
  • Own stablecoin (USDC)

Disadvantages:

  • US focus, support sometimes slow
  • Fees relatively high (approx. 1.5-2% incl. spread)
  • Custodial - but transfer to own wallet possible

→ Detailed Coinbase experience report

Crypto.com - For frequent users with cashback card

For whom: Who wants to use crypto in everyday life

In addition to trading, Crypto.com also offers a Visa card with cashback in cryptocurrency - interesting for anyone who wants to actively use crypto.

Special advantages:

  • Low trading fees on the exchange (from 0.4%)
  • Cashback Visa card
  • Over 350 cryptocurrencies
  • Earn programmes for passive returns

Disadvantages:

  • Higher costs in the app due to spread (approx. 1-1.5%, higher depending on coin/market situation)
  • App is complex and can overwhelm beginners
  • CRO token system confusing
  • Custodial - but transfer to own wallet possible

→ Detailed Crypto.com experience report

Our financial tips for 2026

"Intelligent people learn from the mistakes of others".

We have compiled our top selection for you from all our tests and experience reports:

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Security for crypto apps - the most important criterion

Why security comes before fees: With equity ETFs, I look at the costs first - it's different with crypto. The expected returns are higher anyway, so 0.3% more or less fees are less important. What really counts: Is my money safe? Will the provider still exist in a year's time?

In my dialogue with the Swiss-French community, I regularly hear from readers who:

  • Falling for fake exchanges
  • have lost your money with unregulated providers
  • Being ripped off by «crypto advisors»
  • Suddenly no longer had access to their account
  • have invested money and can no longer withdraw it - I hear this more often than average in my community (e.g. in connection with Binance)

Why Swiss providers offer advantages

🇨🇭 Regulation: Swiss providers such as Relai are registered with the VQF and are subject to the Swiss Anti-Money Laundering Act. This means supervision and accountability.

🇨🇭 Legal certainty: If you have any problems, you have a contact person in Switzerland - not somewhere in the Cayman Islands.

🇨🇭 No currency risk: CHF deposit without diversions via Euro or Dollar.

Custodial vs. non-custodial - a crucial difference

Custodial (Bitpanda, Coinbase, Crypto.com, Yuh):

  • The app stores your cryptos for you
  • Simpler, but: «Not your keys, not your coins»
  • Potential loss if the platform is hacked or becomes insolvent

Non-Custodial (Relai):

  • You control your private keys via a 12-word seed phrase
  • Greater personal responsibility, but maximum security
  • Your Bitcoin is safe even in the event of Relai insolvency
  • Important: You must keep your seed phrase safe - if it is lost or stolen, the risk is yours

My recommendation for larger amounts: Buy via an app like Relai and then transfer to a hardware wallet (e.g. Ledger, BitBox). Relai even allows you to set this up automatically. This allows you to combine easy buying with maximum security.

→ More basics: Crypto Guide Switzerland

Crypto app fees comparison

Fees are less important for crypto than for ETFs - but they are still relevant, of course. What does it cost to invest CHF 1,000 in Bitcoin?

Notice: The actual costs vary depending on the time, coin and mode. With Bitpanda, Coinbase and Crypto.com, a spread is often added to the base price. With the Swiss providers Relai and Yuh, you know exactly what you are paying - no hidden costs.

Relai referral code Relai code Relai voucher fee voucher Relai referral code Relai promotion code

Which crypto app is right for you?

More crypto apps for the Swiss

In addition to the top 5, there are other apps that may be of interest to the Swiss:

  • Revolut: Popular neobank with crypto function - practical if you already use Revolut. However, no «real» Bitcoin (no transfer to own wallet possible with basic subscription).
  • Swissborg: Swiss provider with «Smart Engine» for best prices
  • Mt Pelerin: Swiss provider, Bitcoin directly to your own wallet
  • Binance: Largest stock exchange worldwide, but regulatory uncertainties and frequent problems with payouts
  • Octopus: Solid US stock exchange, usable in Switzerland

You can find more details on the individual providers in the large crypto exchanges comparison.

Our financial tips for 2026

"Intelligent people learn from the mistakes of others".

We have compiled our top selection for you from all our tests and experience reports:

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Conclusion on the comparison: Best crypto app in Switzerland

The best crypto app depends on your needs:

You want Bitcoin - simple, secure, Swiss? → Relai is the best choice: non-custodial, Swiss provider (VQF/SRO) based in Zurich, fair fees (0.9% with code CHFRANKE). Perfect for Bitcoin savings plans (crypto savings plan) and anyone who wants to control their own keys.

Already using Yuh and want everything in one app? → Yuh makes it extremely easy to get started - no new account, no new verification. But remember: no transfer to your own wallet possible.

Do you want to trade many different coins? → Bitpanda or Coinbase offer the largest selection. Both allow transfers to your own wallets.

Want to use crypto in everyday life with cashback? → Crypto.com with the Visa card - but only for more experienced users.

My personal favourite remains Relai: as someone who preaches passive investing, the app fits my philosophy perfectly - set up a Bitcoin savings plan and forget about it. No daily chart checking, no speculation with altcoins.

Important: No matter which app - crypto is volatile and should make up a maximum of 5-10% of your portfolio. More on this in my article Bitcoin vs. equity ETF. And if you're wondering how crypto is taxed: Crypto Taxes Switzerland.

Transparency: This article was created in cooperation with Relai.

FAQ - Frequently asked questions about crypto apps

Relai. The Swiss app can be set up in 5 minutes and focusses only on Bitcoin. This makes it easy to get started - but even experienced Bitcoiners appreciate the non-custodial solution. With the code CHFRANKE you save 10% fees.

For maximum security, I recommend a non-custodial app like Relai, where you control your private keys yourself. Regulated providers such as Coinbase or Yuh are also solid options for beginners who want it to be easier.

In my test: 4 minutes app download + registration. KYC verification was completed within 24 hours.

Yes, in practice almost all reputable providers require verification (KYC) - sometimes depending on the amount and functions. At Relai, however, the process is very simple and quick.

With Relai and Yuh yes - direct CHF deposit without diversions. With Bitpanda, Coinbase and Crypto.com, CHF is not equally easy everywhere - depending on the provider, you will see EUR/USD rails or additional exchange rate costs will apply.

Good news: Private capital gains from crypto are tax-free in Switzerland - as long as you are not categorised as a professional trader. However, you must declare your crypto assets in your tax return. Details: Crypto Taxes Switzerland

Financial author Eric Marschall certified investment advisor (IAF) independent financial expert Switzerland - certified financial expert switzerland
About the author

Eric is the founder of Schwiizerfranke.com and certified IAF wealth advisor. Since 2019, he has been helping Swiss citizens to organise their finances comprehensibly, independently and efficiently.

More about Eric & Schwiizerfranke

📌 Note: This article is for information purposes only and does not constitute personalised investment advice.

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