Identifying gaps in AHV cover, before they cost you your pension
The IK statement shows which AHV contributions have been recorded for you. The checklist helps you to order it and to spot the key warning signs.
- Independent
- For every stage of life
- Checked in 15 minutes
- Whether your contribution years are recorded in full
- Where to order your IK statement free of charge
- When it’s worth calling the compensation fund
Get your free IK statement checklist
Enter your first name and email address. You’ll receive your first email straight after you’ve confirmed your details.
- Download directly as a PDF for printing
- Unsubscribe at any time, no spam
- Independent, for all stages of life
Created by Eric Marshal, IAF Financial Adviser · 8,000+ Swiss subscribers to the Wealth-Letter
Gaps in AHV cover often arise long before retirement
Most people don’t notice it in their day-to-day lives, but only when they look at their IK statement. That’s exactly where it’s worth taking an early look, especially during these stages of life.
Stay abroad
Have you been abroad? If so, it’s worth checking whether your contributions have still been recorded correctly.
Self-employment
Do your AHV contributions match your tax and AHV statements?
Studying or taking a break from work
Years spent out of work can turn into gaps in one’s CV without one realising it, particularly during periods of transition.
Several employers
Several compensation funds, several statements: it can quickly become confusing.