Crypto exchange comparison in Switzerland: Where to buy Bitcoin and other cryptocurrencies

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There is no single ‘best’ crypto exchange for everyone. If you want to buy Bitcoin in Switzerland, you have three options: through a Swiss bank, via a Swiss Bitcoin app, or on an international crypto exchange. Which one is right for you depends on whether you only want Bitcoin, whether you want to hold your cryptos yourself, and whether you want to deposit in Swiss francs.

Here, we compare seven crypto exchanges, crypto brokers and apps where you can buy crypto in Switzerland: costs for a purchase of over CHF 1,000, deposits in Swiss francs, withdrawals to your own wallet, savings plans and tax statements. There is deliberately no ranking, and there are no affiliate links on this page.

Crypto exchanges in Switzerland: the key facts at a glance

  • Bitcoin only, your own keys: Swiss Bitcoin apps such as Relai or Pocket send the Bitcoin directly to your own wallet.
  • Everything under one roof: Swissquote, PostFinance and Yuh offer crypto alongside accounts and custody accounts. However, with PostFinance and Yuh, you cannot transfer your crypto to a separate wallet.
  • Many cryptocurrencies: International exchanges such as Bitpanda or Kraken offer over 500 cryptocurrencies, ranging from Ethereum to Solana, but your counterparty is based abroad.
  • Not on any stock exchange Cryptocurrencies are protected by the Swiss deposit guarantee scheme. Those who hold them for the long term often keep larger sums in their own custody.

A comparison of crypto exchanges

The table is sorted by provider type: first Swiss banks and apps, then Bitcoin apps, then international exchanges. The costs show the stated fee for a one-off Bitcoin purchase of CHF 1,000, including currency conversion. Many providers do not specify the spread; this is added on top.

Crypto Exchange Comparison in Switzerland: 7 providers for Bitcoin and cryptocurrencies – fees and features reviewed on 30 October 2026
7 providers, sorted by typeSwiss bankSwissquoteSwiss bankPostFinanceSwiss appYuhBitcoin appRelaiBitcoin appPocketInternational Stock ExchangeBitpandaInternational Stock ExchangeKraken
Supervision and registered officeFINMA BankSwissquote Bank AG, GlandFINMA BankPostFinance AG, in partnership with SygnumFINMA BankAbout Swissquote Bank AGSRO VQFRelai AG, ZurichSRO VQFPocket App AG, LupfigMiCA (EU)Bitpanda GmbH, ViennaAbroadContractual partners outside Switzerland
OfferOver 40CryptocurrenciesOver 20CryptocurrenciesAround 50CryptocurrenciesBitcoin onlyBitcoin onlyalso via LightningOver 500CryptocurrenciesOver 500Cryptocurrencies
Send to your own walletYesto approved addressesNonot availableNono transfersYesown keysYesstraight into your walletYesFee depending on the coinYesFee depending on the coin
Deposit in Swiss francsYesBut buy in USD or EURYesvia the PostFinance accountYesAccount in CHFYesCard plus 3 %Yesby bank transfer onlyYesCosts vary depending on the payment methodYesSIC transfers are free of charge
Fee for CHF 1,000 worth of BitcoinCHF 19.501 % plus 0.95 % swapCHF 9.500.95 % plus spreadCHF 19.501 % plus 0.95 % swapCHF 101 % plus spreadCHF 151.5 % plus network chargeCHF 9.900.99 % in the courseCHF 101 % plus spread, Pro from 0.40 %
Savings planYesSet up on the desktopYesfrom USD 50Yesfrom USD 10YesFrom CHF 50, 1 purchase per month with no service chargeYesby standing orderYesTicket available at an additional costYesin the app
Swiss tax statementeTax statementCHF 85 for the custody accountDocumentsBalance in the accountYeseTax statement CHF 25NoExporting purchasesNoNoonly via third-party providersNoonly via third-party providers
Good to knowCustody fees also apply to cryptocurrenciesPortfolio fee from 0.15 % per annum plus VATAccount, card and crypto in one app, no custody feesIt is your responsibility to back up your walletNo account required; purchases can only be made with full identificationFor other coins up to 2.49, a % fee appliesKraken Pro with low fees, more suited to experienced users
Goes well withCryptocurrency alongside ETFs and shares at a Swiss bankA Bitcoin savings plan directly through your own bankSmall amounts alongside your day-to-day accountBitcoin savings plan with your own keysBitcoin via standing order, without using an exchange at allLots of cryptocurrencies in one simple appMany cryptocurrencies, deposits in Swiss francs
Field reportRead the reportNo report of its ownRead the reportRead the reportNo report of its ownRead the reportNo report of its own

Listed by provider type, not in order of ranking. Fee for a one-off Bitcoin purchase of CHF 1,000 as per the price list, including currency conversion where the provider specifies this. The spread, network fee and any currency conversion charges are added if the provider does not specify them. This is not a total cost calculation. Verified on 30 October 2026. Find out how we compare further down.

Which crypto exchange is right for you?

Rather than crowning a ‘test winner’, we’ll show you where to look depending on your goals. Most investors just need an answer to the first question: do you want Bitcoin or a wide range of different cryptocurrencies?

Whatever you wantWhere you’re lookingWhy
Bitcoin savings plan with your own keysRelai, PocketBitcoin goes straight into your wallet; there’s no balance held with an exchange
Bitcoin savings plan with your local bankPostFinance, SwissquoteEverything with one bank, deposits in Swiss francs
Cryptocurrency alongside ETFs and sharesSwissquote, or a Bitcoin ETF in your investment portfolioEverything in one place, one tax return
A wide variety of cryptocurrenciesBitpanda, KrakenOver 500 coins, including smaller projects
Low fees on larger amountsKraken Pro, Swissquote for higher trading volumesFees decrease in line with trading volume
Small amounts to try outYuh, RelaiLow minimum amounts, simple app
StakingSwissquote, PostFinance20 per cent of the reward goes to the provider

Are you just looking for an app to get started? Then have a look at the A comparison of crypto apps for beginners . We explain what staking is and what its benefits are in What is Staking.

Buying Bitcoin from Swiss banks

More and more Swiss banks are offering Bitcoin and other cryptocurrencies. The advantages: often no need to open a new account, deposits in Swiss francs, a bank authorised by FINMA, and documentation for your tax return. The catch: with many banks, you cannot transfer your cryptocurrencies to your own wallet. You can then only hold them with that bank and sell them there.

Crypto exchange comparison in Switzerland: Where to buy Bitcoin and other cryptocurrencies 1Swissquote

Swissquote is a Swiss bank offering over 40 cryptocurrencies. Cryptocurrencies are held in the same custody account as shares and ETFs, and you can send them to authorised wallet addresses. Trading is conducted in dollars or euros: on top of the 1 per cent trading fee – which decreases with trading volume – there is a 0.95 per cent currency conversion fee when trading in Swiss francs. There is a crypto savings plan, which can be set up on the desktop. Withdrawals to your own wallet cost USD 10 or 15, depending on the coin. Please note the custody fee: this applies even if you only hold crypto. More in the Swissquote Review.

Crypto exchange comparison in Switzerland: Where to buy Bitcoin and other cryptocurrencies 2PostFinance

PostFinance, in partnership with the crypto bank Sygnum, offers over 20 cryptocurrencies, exclusively to customers resident in Switzerland. A savings plan is available from USD 50, with contributions made weekly to quarterly. Sending and receiving cryptocurrencies is not available, and a portfolio fee of 0.15 per cent per annum plus VAT applies to holdings; the rate decreases for larger holdings. For savers who want to keep everything with their main bank, this is a straightforward option.

Crypto exchange comparison in Switzerland: Where to buy Bitcoin and other cryptocurrencies 3Yuh

With Yuh, you can buy around 50 cryptocurrencies in the same app as your everyday current account. The account is managed by Swissquote Bank. Each purchase costs 1 per cent, plus a currency conversion fee when trading in Swiss francs, totalling around 2 per cent. Since autumn 2026, a crypto savings plan has been available, starting from USD 10 or EUR 10, with weekly or monthly contributions. Cryptocurrencies cannot be transferred to other providers. More in the Yuh experience report.

ZKB and other banks

Zürcher Kantonalbank offers Bitcoin, Ethereum, Solana and Chainlink via its eBanking service and app. You cannot transfer them to your own wallet. Other cantonal banks and Swiss banks also offer cryptocurrencies, often through the same partners behind the scenes. Fees are usually around 1 per cent per purchase, and many do not allow withdrawals to your own wallet. Ask your bank specifically about three things: the fee per purchase, the ongoing custody fee and whether you can send assets to your own wallet.

Swiss Bitcoin apps

Anyone looking for a Swiss crypto exchange usually ends up with a Bitcoin app. It’s more of a crypto broker than an exchange with an order book. Bitcoin apps from Switzerland sell you Bitcoin and send it directly to a wallet whose private key only you know. It isn’t a Bitcoin exchange with an order book, but it is simple. If the provider goes out of business, your Bitcoin remain with you. However, you’re responsible for backing them up yourself: if you lose your recovery phrases, you lose your Bitcoin.

Swiss crypto exchange comparison: Where to buy Bitcoin and other cryptocurrencies 4Relai

Relai, based in Zurich, sells only Bitcoin. You pay by bank transfer or card in Swiss francs; the service charge is 1 per cent, plus a spread of up to 1 per cent, with an additional 3 per cent if paying by card. Relai covers the network fee when you make a purchase. Under the savings plan, one purchase per month between CHF 50 and CHF 100 is free of service charges, though the spread still applies. Relai is a member of VQF, a self-regulatory organisation. Transparency: Relai is an advertising partner of Schwiizerfranke, and Eric buys his own Bitcoin via Relai. You can find the full report at Relai experiences.

Crypto exchange comparison in Switzerland: Where to buy Bitcoin and other cryptocurrencies 5Pocket

Pocket, based in Aargau, operates without a bank account in the traditional sense: you set up a standing order with your bank; Pocket uses this to buy Bitcoin and sends it to your wallet. The service fee is 1.5 per cent – according to Pocket, with no additional mark-up on the exchange rate – plus the network fee. There is no minimum amount. Since December 2025, you have needed to provide full identification to buy and sell. In August 2026, Pocket reported a data breach: correspondence with partner banks and transfer lists containing the names, addresses and payment details of around 5,400 customers were leaked. According to Pocket, the bitcoins were never at risk. Pocket is also a member of the VQF.

International cryptocurrency exchanges

On an international crypto exchange, you can trade cryptocurrencies directly, from Bitcoin and Ethereum right through to smaller coins. International exchanges offer the widest selection and, with high trading volumes, the lowest fees. However, your counterparty is based abroad, and in most cases the exchange holds your cryptocurrencies in custody. In the event of a dispute, Swiss law is of little help to you.

Crypto exchange comparison in Switzerland: Where to buy Bitcoin and other cryptocurrencies 6Bitpanda

Bitpanda, based in Vienna, offers over 500 cryptocurrencies via a user-friendly app and is licensed under the EU’s MiCA regulation. The fee for Bitcoin is 0.99 per cent, and for other coins up to 2.49 per cent; the fee is included in the price. You can hold a balance in Swiss francs; deposit fees depend on the payment method. Find out more at Bitpanda Review.

Crypto exchange comparison in Switzerland: Where to buy Bitcoin and other cryptocurrencies 7Kraken

Kraken is one of the oldest crypto exchanges. Of particular interest to Swiss users: deposits in Swiss francs are processed via the Swiss SIC payment system and are free of charge. In the app, a purchase costs 1 per cent plus the spread. On Kraken Pro, at the entry level, you pay 0.40 per cent for limit orders and 0.80 per cent for market orders, with lower fees for higher volumes. Your counterparty is based outside Switzerland; the specific Kraken entity is specified in the terms and conditions.

Coinbase

Coinbase is listed on the US stock exchange and offers over 200 cryptocurrencies. For Swiss users, the process is cumbersome: according to our information, deposits can only be made in euros or by card, and there is no Swiss tax statement. In 2025, data from around 69,000 customers was stolen via bribed support staff. As you cannot make deposits in Swiss francs, Coinbase does not appear in the table. More in the Coinbase Review.

Binance, Bitvavo and others.

The table lists providers where, if you’re resident in Switzerland, you can buy cryptocurrency with Swiss francs without having to meet a high minimum amount. Some well-known names are therefore deliberately omitted:

  • Binance: the world’s largest stock exchange. At the end of October 2026, Binance reported a hack amounting to around USD 6.3 billion according to initial estimates – likely the biggest crypto hack to date. On top of this, there are recurring issues with withdrawals to Switzerland. Read all about it in the article Binance Switzerland.
  • Bitvavo: The Dutch stock exchange does not accept clients resident in Switzerland. Anyone looking for Bitvavo will find a similar service at Bitpanda or Kraken.
  • Bitcoin Suisse: A crypto financial services provider based in Zug, catering to high-net-worth individuals and companies. Not intended for small amounts or savings plans. Find out more at Bitcoin Suisse Review.
  • SwissBorg: Despite its name, it is not a Swiss bank. Founded in Lausanne, the EU licence under MiCA has been held by a French company since 2026.
  • Saxo: At Saxo Bank, you mainly trade cryptocurrencies via ETPs and other products that track the price. Before buying, check whether you are buying actual coins or a product that tracks the price.
  • Crypto.com: Best known for its cashback card; terms and conditions change frequently. Our Field report is an archived post.
  • Exchanges for leveraged products and futures: Platforms that advertise high leverage are a losing proposition for retail investors. A leverage of 20 means that a price movement of around 5 per cent against you will wipe out your investment – and often even sooner than that.

Bitcoin in your investment portfolio rather than on an exchange

You don’t need a crypto exchange to invest in Bitcoin. You can buy Bitcoin ETFs and ETPs through your usual broker, just like shares, on the Swiss stock exchange and in Swiss francs. For beginners, this is often the easiest way: no new account, no wallet, no forgotten passwords. In return, you bear the risks associated with the product and its issuer. This article shows which products are available Bitcoin ETF Switzerland, you can find the right broker in the Online broker comparison.

How safe is your money?

The Swiss deposit guarantee scheme protects bank deposits up to CHF 100,000 per person and per bank, but not your cryptocurrencies. It therefore depends on who is holding your cryptocurrencies:

  • At a Swiss bank: Since 2021, Swiss law has stipulated that crypto-assets held in custody by a bank on your behalf remain your property in the event of bankruptcy and do not form part of the bankruptcy estate. Prerequisite: The bank must hold them on your behalf at all times, and they must be allocated to you individually or on a pro rata basis. If they are held by a custodian abroad, additional risks apply.
  • On an international stock exchange: The law of the country in which your contractual partner is based applies. In the event of a hack or bankruptcy, you are at the mercy of the exchange.
  • In your own wallet: Nobody can block your account, but nobody will help you if you lose your recovery words or fall victim to a scammer.

One rule applies everywhere: no reputable provider will ask for an advance payment, tax or activation fee before you can withdraw your credit. Standard withdrawal and network charges are deducted directly. Anyone who asks for money in advance is a fraudster.

Comparing fees properly

The fee that a provider heavily advertises is rarely the only thing you end up paying. These five costs make all the difference:

  1. Trading fee: the percentage per purchase and sale.
  2. Spread: the difference between the bid and ask prices. It is rarely shown on the price list, but is inherent in every purchase.
  3. Payment method and currency: Credit card payments often incur an additional charge of 1.5 to 3 per cent, whilst converting Swiss francs into euros or dollars costs around 1 per cent.
  4. Ongoing charges: Custody or portfolio fees are charged every year, even if you do nothing.
  5. Payment: Anyone who sends their cryptocurrencies to their own wallet pays either a network fee or a fixed fee charged by the provider.

You should therefore always compare the amount in Swiss francs that you ultimately pay for your purchase and receive back when you sell. You can see just how much fees reduce your profit in the Bitcoin Calculator.

Buying Bitcoin in Switzerland

  1. Choose a route: A bank, a Bitcoin app, a stock exchange or a Bitcoin ETF in your investment portfolio.
  2. Open and verify an account: ID and a selfie – it only takes a few minutes with most providers.
  3. Depositing francs: If possible, please pay by bank transfer; this is almost always cheaper than using a card or PayPal.
  4. Buy now or set up a savings plan: A fixed monthly amount means you don’t have to worry about when is the right time.
  5. Clarify custody arrangements: You should send larger amounts to your own wallet. Write down the recovery phrases on a piece of paper and keep them safe.

Cryptocurrencies are highly volatile. For most people, 1 to 5 per cent of their invested assets is sufficient. More than 10 per cent is not advisable for most people. This comparison shows how Bitcoin stacks up against an ETF portfolio Bitcoin vs. equity ETF. If you don’t quite understand Bitcoin yet, start with Bitcoin simply explained.

Cryptocurrency and Taxation in Switzerland

Cryptocurrencies are included in your assets on your tax return, at their value as at 31 December according to the tax authority’s price list. If a coin is missing from the price list, another verifiable price at the end of the year applies. Capital gains are generally tax-free for private individuals, whilst income from staking counts as taxable income. Anyone who trades very frequently may be regarded as a professional trader. A Swiss tax statement saves you time and effort. Check that your crypto holdings are listed in full on it. International exchanges do not provide one. You can find all further details in the article Crypto Taxes Switzerland.

Frequently asked questions about crypto exchanges

Which is the best crypto exchange in Switzerland?

That depends on your goal. For a Bitcoin savings plan where you hold your own keys, Swiss Bitcoin apps such as Relai or Pocket are suitable. If you want to keep everything with a bank, take a look at Swissquote, PostFinance or Yuh. For a wide range of cryptocurrencies, Bitpanda or Kraken are good options.

Where can I buy Bitcoin most cheaply in Switzerland?

For purchases over CHF 1,000, most providers charge around 1 per cent, which is roughly CHF 10. With Swissquote and Yuh, there is an additional currency conversion fee when trading in Swiss francs, bringing the total to around 2 per cent. It works out cheaper with Kraken Pro or if you have a high trading volume. It’s more expensive if you pay by credit card. Always compare the amount in Swiss francs that you end up paying, as many providers do not disclose the spread.

Which banks in Switzerland allow you to buy Bitcoin?

These include Swissquote, PostFinance, Yuh, Zürcher Kantonalbank and other cantonal banks. Check whether you can send the Bitcoin to your own wallet. This isn’t possible with PostFinance, Yuh and ZKB, but it is with Swissquote.

Which crypto exchange is best for beginners?

For beginners, the easiest options are a simple app that allows you to make deposits in Swiss francs or a Bitcoin ETF held in a standard investment account. Start with a small amount and a savings plan, rather than buying everything in one go.

Can I buy cryptocurrency directly in Swiss francs?

Yes, with Swiss banks, Swiss Bitcoin apps and Kraken, you deposit in Swiss francs. Some international exchanges only accept euros, in which case there’s an additional cost for the currency conversion.

Are my cryptocurrencies safe on an exchange?

The Swiss deposit guarantee scheme does not apply to cryptocurrencies. Cryptocurrencies held with a Swiss bank are protected in the event of bankruptcy under certain conditions; on international exchanges, foreign law applies. You have the most control with your own wallet, but you bear the responsibility yourself.

Is Bitvavo available in Switzerland?

No. Bitvavo does not accept customers who are resident in Switzerland. You can find a similar service at Bitpanda or Kraken.

Which providers offer a Bitcoin savings plan?

All seven providers in our table offer a savings plan. With Yuh, you can start from USD 10; with PostFinance, from USD 50; and with Swissquote, you set it up on your desktop. With Relai, one purchase per month between CHF 50 and CHF 100 is free of service charges; with Pocket, the savings plan operates via a standing order with your bank.

Can I buy Bitcoin with PayPal in Switzerland?

As far as we are aware, PayPal does not offer a direct service for buying cryptocurrency in Switzerland. Some international platforms accept PayPal as a payment method, usually with a surcharge. You’ll get a better deal by paying via bank transfer in Swiss francs.

Will I receive a Swiss tax statement for crypto?

With Swissquote and Yuh, you can order a tax statement for a fee; with Yuh, crypto transactions are included. Before filling it in, check that all your crypto holdings are included. Bitcoin apps and international exchanges do not provide a Swiss tax statement. In these cases, you’ll need to export your transactions yourself and declare their value as at 31 December.

Is it legal to buy cryptocurrencies in Switzerland?

Yes. Buying, holding and selling cryptocurrencies are legal in Switzerland. You must declare your cryptocurrencies as assets on your tax return.

This is how we compare

All the information in the table is taken from the provider’s website, price list or terms and conditions. Anything we were unable to verify has been omitted. We have deliberately chosen not to produce a ranking: which provider is right for you depends on what you intend to do with crypto.

Supervision and registered officeWho is behind the provider and which law applies to you.
custodyWhether you can send your cryptocurrencies to your own wallet.
FranconiaWhether you make a deposit in CHF and how much it costs to go via the euro or the dollar.
CostsThe stated fee for a purchase of over CHF 1,000, plus the spread and ongoing fees.
Savings planWhether you can make regular, automatic purchases.
TaxesWhether you will receive a Swiss tax statement.

Own use

We use Relai and Swissquote ourselves. For the other providers, we rely on the official documentation and feedback from the community.

Who will make it into the table

Providers where private individuals resident in Switzerland can buy cryptocurrency with Swiss francs without having to meet a high minimum amount. We list security incidents for all of them. We exclude any providers that have lost client funds or have failed to process withdrawals properly over a prolonged period.

Independence

We work with a number of providers; with Relai, for example, in the Crypto App Comparison. This has no bearing on the selection or content of this page. Nobody can buy a place in the table.

Information checked: 30 October 2026 We do not provide any estimates. Fees are subject to change; please check them with the provider before making a purchase.

Sources: Price lists, fee schedules and terms and conditions of Swissquote, PostFinance, Yuh, ZKB, Relai, Pocket, Bitpanda, Kraken and Bitvavo (accessed on 30 October 2026), Commercial registers; FINMA guidance on the custody of crypto-based assets; FTA guidance on the taxation of cryptocurrencies; esisuisse; reports on security incidents at Coinbase (2025), Pocket (2026) and Binance (2026).