As at October 2026
1. Who we are
Schwiizerfranke is a service provided by Marschall GmbH, based in Oetwil am See. These Terms of Use apply to the website schwiizerfranke.com, the calculators and tools at tools.schwiizerfranke.com, and to extensions in third-party applications, such as the ChatGPT plugin «Schwiizerfranke Savings Interest».
2. What we offer
We provide information, comparisons and calculators on financial topics in Switzerland. Much of our content, comparisons, calculators and tools are free to use and do not require registration. Some services may be subject to additional terms and conditions, require registration or be subject to a separate agreement.
3. No advice
Our content is intended to provide general information and financial education. It does not constitute, nor is it a substitute for, investment, tax, legal or pension advice. We are not familiar with your personal circumstances. You make your own decisions and do so at your own risk. Investments involve risks, including the potential for a total loss of the capital invested. When making important decisions, you should check the information provided by the provider and, if necessary, seek advice from a qualified professional.
4. Up-to-date and accurate
We carefully check interest rates, fees and terms and conditions, and always state the date of the last check. Providers may change their terms and conditions at any time. We therefore accept no liability for the information being up to date, accurate or complete. The information provided by the respective provider is always decisive. Check the terms and conditions there before you take out a policy.
5. Computers and tools
The results produced by our calculators are based on the information you have entered and on simplified assumptions. They are indicative figures only and do not constitute binding calculations.
6. Affiliate links
We use affiliate links on parts of this website. These are marked with an asterisk (*). If you make a purchase via one of these links, we may receive a commission. This does not incur any additional costs for you. Whether a commission is paid, and if so, how much, may vary depending on the provider. We select our partners carefully and provide our own assessment, independently of any existing partnerships. We do not use affiliate links in the ChatGPT plugin «Schwiizerfranke Sparzinsen».
7. Liability
We take great care in producing our content, calculators, data and add-ons. Nevertheless, errors, delays, out-of-date information or technical faults may occur.
We shall only be liable for damage arising from the use of our content, computers, data or add-ons to the extent that such liability is mandatory under the law. We reserve the right to claim liability for wilful misconduct and gross negligence.
The operators of linked websites are responsible for the content of those sites. Should we become aware of any infringements on linked sites, we will remove the links.
8. Use in third-party applications
If you use our data via a third-party application such as ChatGPT, the terms and conditions and privacy policy of the respective provider also apply. The third-party application may present our data in an abridged, altered, combined or incomplete form. We have no control over this. The information provided on schwiizerfranke.com and by the relevant provider is therefore always authoritative.
9. Copyright and use of our content
Texts, graphics, calculators, designs, compilations of data and the structure of our tables are protected by law, insofar as such protection exists.
You may use the content for personal purposes and quote from it to the usual extent, provided you cite the source.
You require our written consent for systematic extraction, the transfer of entire tables, automated bulk use or commercial reuse outside the interfaces we provide.
The use of our published extensions, interfaces and third-party application integrations for their intended purposes remains permitted.
10. Data Protection
Our policy on how we handle personal data is set out in our Privacy policy. When our data is accessed via third-party applications, technical access data may be processed, such as the time of access, IP address, user agent and the data records requested.
11. changes
We may amend these Terms of Use. The version published here from time to time shall apply.
12. Governing Law and Jurisdiction
Swiss law shall apply. To the extent permitted by law, the place of jurisdiction shall be the registered office of Marschall GmbH in Oetwil am See, Switzerland. We reserve the right to invoke any mandatory statutory places of jurisdiction.
13. Contact
Enquiries regarding these terms and conditions: info@schwiizerfranke.com