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Hello Eric
Are gold Verneli enough? I've heard that you can't get rid of these coins because nobody wants them.
How always there with the physical gold (bars)?
If you buy and store gold via Goldavenue, you would have problems getting the gold in case of a system crash, even though it would be mine, right? Where would you convert gold back into cash?
By the way, great homepage and many thanks for your work.
Glg Moni
Hello Moni
Thanks for your positive feedback 🙂 There are various reasons and scenarios to invest in gold.
If you want to prepare for the "worst case scenario" (hopefully it never happens), you should probably have physical gold in a place that is always accessible. A bank safe deposit box or managed by Degussa, Goldavenue etc. would then, as you rightly say, not be the right place. Incidentally, there were scenarios like this after the Second World War - including a gold ban.
In general, it can be observed that small quantities (coins/bars) are more expensive than larger ones. This is due to the production. So you get more gold per franc, the bigger the bar is. Should you then really want to pay with it, it is of course easier if it is smaller units. Or you can take a small saw or file and cut off a few grams of gold for the bread at the bakery 🙂
Gold vreneli are 10% copper and 90% gold. So the gold content is not pure, but I do not see a problem here in the tradability.
Bitcoin enthusiasts today would argue, of course, you should use the "digital gold" buy, but that's another topic again 🙂
Much love!
Does it make any sense at all to invest in Pillar 3a if we are assuming inflation? So is investing in tangible assets really the only solution to protect your money against inflation?
Why should it make sense to pay into the 3rd pillar in spite of inflation or a possible threat of currency reform?
Hello, Pascal,
it even makes a lot of sense to invest in pillar 3a. Of course you have to look at how long your investment period (until retirement) etc. is. For example, if you have at least 5 more years to go, I think it already makes sense to invest in securities under the 3rd pillar.
If you really assume strong inflation, it makes little sense (there are of course exceptions) to simply hoard unnecessarily much money in your account. Because there is no interest there, but inflation constantly reduces your assets. If you invest money in securities in the 3rd pillar, which you don't need for the next few years, you can achieve a return that is higher than inflation. This way you can save taxes and inflation is counteracted by the excess return.
Best regards 🙂