Swiss stock market game: From 25 to retirement – can you do it?

You're 25. First real job, first real salary. And no idea what to do with it. Savings account? ETFs? Cryptocurrency? Your colleague swears by meme stocks, your mother says «put it in a savings account».

Welcome to MoneyMoves.co.uk – the free online money game for Switzerland. An investment game that shows you what your decisions will mean in 40 years. No login. No advertising. Just you, a dice and your financial destiny.

Play MoneyMoves – the Swiss stock market game now!

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What is MoneyMoves?

Monopoly online is fun – but what does it teach you about money? MoneyMoves is Switzerland's first financial education game. It's a stock market game that teaches you about our financial system: pillar 3a, pension funds, ETFs in CHF.

You roll the dice through 40 years of your financial life. You land on different squares: career opportunities, stock market crashes, lifestyle temptations, strokes of fate. At each square, you make a decision. Invest or consume? ETF or meme stock? Pillar 3a or a new iPhone?

The game shows you the consequences. No lectures, no theory. Simply: «You did X, now you have Y.»

Why I built MoneyMoves: Learning about finance is often no fun. Not everyone wants to read books or listen to podcasts. But learning through experience? That sticks. The problem is that when it comes to real money, mistakes can be incredibly expensive. That's why MoneyMoves is the second-best way to learn without risking your real assets.

What you learn in the Swiss stock market game (without even realising it)

After a few rounds of MoneyMoves, you will get a feel for:

Broad diversification often pays off. The «boring» MSCI World often performs better in the game than stock picking or crypto gambling. Not always – but surprisingly often.

Meme stocks are risky. Yes, sometimes someone wins big. Most of the time, they don't. The game shows you what that can feel like over 40 years.

Pillar 3a has advantages. Tax savings plus returns – in the game as often as in real life. Whether it is worthwhile for you personally depends on your situation. More on this in the Pillar 3a comparison.

A nest egg can save you. Those who have to sell during a crash realise losses. Those who have cash reserves can buy more at a favourable price.

Challenge your family

MoneyMoves has a public leaderboard. Perfect for after Christmas dinner: who will end up with the highest net worth at 65?

You can share your result via WhatsApp or send a challenge link. «Hey, I've reached £2.3 million – can you do it too?»

Spoiler: Grandma will probably win. That generation knows how to save.

Our financial tips for 2026

"Intelligent people learn from the mistakes of others".

We have compiled our top selection for you from all our tests and experience reports:

Enough reading – now play

Theory is good. Experience is better. This stock market game teaches you more in 20 minutes than many finance books. Start your financial life and find out whether you will be a millionaire or broke at 65.

FAQ: Everything you need to know about MoneyMoves

Is MoneyMoves free of charge?

Yes, completely. No login, no hidden costs, no advertising. A project by Schwiizerfranke.com.

How long does a round take?

15-20 minutes. You play from the age of 25 to 65 – that's 40 virtual years.

Is there a leaderboard?

Yes. Public leaderboard with nickname, character and final assets. Your rank will be saved.

Can I customise my character?

Yes. You choose your profession, income and expenses. Various levels of difficulty are possible.

Is this genuine investment advice?

No. MoneyMoves is a simplified simulation for learning purposes – it is not financial advice. For real decisions: Online broker comparison or Robo-Advisor comparison.

Does that work on mobile phones?

Yes, responsive design. Perfect for on the go or on the sofa.

About the author

Eric is the founder of Schwiizerfranke.com and certified IAF wealth advisor. Since 2019, he has been helping Swiss citizens to organise their finances comprehensibly, independently and efficiently.

📌 Note: This article is for information purposes only and does not constitute personalised investment advice.

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