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Leasing calculator Switzerland: Calculate leasing online

Table of contents

Leasing calculator Explanation of the input fields

  1. Enter purchase price: At what list price is the vehicle purchased? Enter the purchase price of the vehicle here.
  2. Enter leasing interest rate: If you have already received a leasing offer, you can take the effective leasing interest rate from there. If you don't have a quote yet, you can find suitable offers and leasing interest rates via Google.
  3. Select term: How long should the leasing contract run for? Typical terms are 24 months or 36 months. The longer the term, the higher the leasing costs will usually be.
  4. Deposit: A down payment for leasing reduces the leasing costs enormously. This is because a down payment lowers the financing and therefore the financing costs.
  5. Residual value: If the vehicle is heavily worn at the end, the residual value will be lower. The residual value is difficult to predict. Rule of thumb: 1 year leasing = 75% residual value of the list price. 3 years leasing = 50% residual value of the list price.
  6. Buy a car: Should you have the Take over the vehicle at the end of the lease term you can take this into account in the calculator. This will affect your total expenditure.

Calculate leasing: Results explained

  1. Leasing instalment: The leasing instalment represents the amount charged for the leasing, which is payable monthly.
  2. Total expenditure: If you make a down payment, this will be added to the cost of the term financing. In the case of a purchase, your expenses for the vehicle purchase at the end of the term are also added.
  3. Leasing costs: These are the effective interest costs for vehicle leasing. They are calculated on the basis of the leasing instalment according to the term.

Calculate your leasing instalment: Tips for lower costs

To achieve low leasing costs, you can optimise and negotiate the following factors to get a favourable leasing rate:

  • Negotiate and compare offers intensively: Check various leasing offers and negotiate with the providers. Pay attention not only to the monthly leasing instalment, but also to additional costs and other conditions. Also check leasing offers that you find on the Internet and show them to your local dealer.
  • Negotiate the mileage: Think about how much you actually drive and how you will need the vehicle. Depending on your driving behaviour, you can adjust the mileage in the contract. Choose a realistic number of kilometres to avoid unexpected costs at the end of the term.
  • Note the contract term: Shorter contract terms often have higher monthly instalments, but in the long term the total costs could be lower. This is due to interest rates and should definitely be taken into consideration.
  • Check the residual value extrapolation: A realistic residual value at the end of the leasing contract can have a major impact on the overall costs. Make sure that the projection of the residual value is fair and in line with the market.
  • Take advantage of special offers and discounts: Look out for special offers or discounts from the manufacturer or your local dealer. Sometimes there are special offers that can greatly reduce the leasing costs. So take your time and inform yourself thoroughly.

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Frequently asked questions about the leasing calculator Switzerland

With leasing, you pay a monthly fee to use a vehicle for a certain period of time. At the end of the contract, you have the option (depending on the contract) to buy the car or lease a new one. The monthly leasing instalment is based on factors such as vehicle price, mileage and contract duration.

The monthly instalment usually covers the use of the vehicle, but not all costs. You usually have to pay additional operating costs such as fuel, fully comprehensive insurance, maintenance and repairs. There may be differences depending on the contract. So make sure you understand all the costs in the contract and know what else you will have to pay to avoid any surprises.

Yes, you can specify the annual mileage in the contract. It is important to choose a realistic mileage to avoid additional costs at the end of the contract. You can negotiate additional kilometres in advance or otherwise have to pay for them at the end of the contract.

Early contract cancellations are often associated with additional costs. Therefore, check the conditions carefully. In some cases, options such as lease transfers could also be considered to make an early exit more flexible.

The residual value is the estimated value of the vehicle at the end of the leasing contract. You have already seen the rules of thumb in the article above. A higher residual value would lead to lower monthly instalments, but would also affect the cost of the purchase at the end. So be sure to check how the residual value is calculated in a leasing contract and whether this calculation is fair and realistic.

Do you have any further questions about the leasing calculation or the leasing calculator Switzerland? Then feel free to share them in the comments!

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