{"id":5545,"date":"2025-01-01T04:14:00","date_gmt":"2025-01-01T03:14:00","guid":{"rendered":"https:\/\/www.schwiizerfranke.com\/?p=5545"},"modified":"2025-05-08T13:29:06","modified_gmt":"2025-05-08T11:29:06","slug":"maximalbetrag-saeule-3a","status":"publish","type":"post","link":"https:\/\/www.schwiizerfranke.com\/en\/maximalbetrag-saeule-3a","title":{"rendered":"Use correctly: Maximum amount pillar 3a"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5545\" class=\"elementor elementor-5545\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-437f7a76 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"437f7a76\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ae71c39\" data-id=\"3ae71c39\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c692e4c elementor-widget elementor-widget-image\" data-id=\"4c692e4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"864\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/01\/maximalbeitrag-saeule-3a-max-Beitrag-saeule-3a-Maximalbetrag-saeule-3a-Maximum-pillar-3a-employed-self-2-1536x864.png\" class=\"attachment-1536x1536 size-1536x1536 wp-image-19521\" alt=\"maximalbetrag s\u00e4ule 3a 2022 max Beitrag s\u00e4ule 3a Maximalbetrag s\u00e4ule 3a Maximum pillar 3a employed self\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/01\/maximalbeitrag-saeule-3a-max-Beitrag-saeule-3a-Maximalbetrag-saeule-3a-Maximum-pillar-3a-employed-self-2-1536x864.png 1536w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/01\/maximalbeitrag-saeule-3a-max-Beitrag-saeule-3a-Maximalbetrag-saeule-3a-Maximum-pillar-3a-employed-self-2-300x169.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/01\/maximalbeitrag-saeule-3a-max-Beitrag-saeule-3a-Maximalbetrag-saeule-3a-Maximum-pillar-3a-employed-self-2-1024x576.png 1024w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/01\/maximalbeitrag-saeule-3a-max-Beitrag-saeule-3a-Maximalbetrag-saeule-3a-Maximum-pillar-3a-employed-self-2-768x432.png 768w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/01\/maximalbeitrag-saeule-3a-max-Beitrag-saeule-3a-Maximalbetrag-saeule-3a-Maximum-pillar-3a-employed-self-2-2048x1152.png 2048w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/01\/maximalbeitrag-saeule-3a-max-Beitrag-saeule-3a-Maximalbetrag-saeule-3a-Maximum-pillar-3a-employed-self-2-18x10.png 18w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/01\/maximalbeitrag-saeule-3a-max-Beitrag-saeule-3a-Maximalbetrag-saeule-3a-Maximum-pillar-3a-employed-self-2-800x450.png 800w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-45a57ee7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"45a57ee7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df5b148\" data-id=\"df5b148\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-329676c9 elementor-widget elementor-widget-heading\" data-id=\"329676c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-large\">Maximalbetrag S\u00e4ule 3a 2026: So machst du das Beste aus deiner Vorsorge<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49eea976 elementor-widget elementor-widget-text-editor\" data-id=\"49eea976\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\">Vorsorge ist ein grosses und wichtiges Thema, muss jedoch nicht zwingend kompliziert sein! Wir betrachten heute die besten Tipps, wie du aus deiner 3. S\u00e4ule das beste herausholen kannst. Um die Frage vieler direkt hier zu beantworten:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cca49d1 elementor-headline--style-highlight elementor-widget elementor-widget-animated-headline\" data-id=\"cca49d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_text&quot;:&quot;CHF 7&#039;258&quot;,&quot;marker&quot;:&quot;curly&quot;,&quot;headline_style&quot;:&quot;highlight&quot;,&quot;loop&quot;:&quot;yes&quot;,&quot;highlight_animation_duration&quot;:1200,&quot;highlight_iteration_delay&quot;:8000}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5 class=\"elementor-headline\">\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">\u00a0Maximalbetrag S\u00e4ule 3a 2026: <\/span>\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\">CHF 7'258<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">f\u00fcr Arbeitnehmer.<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7ecd97 elementor-widget elementor-widget-text-editor\" data-id=\"e7ecd97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\"><span style=\"caret-color: #000000;\"><span style=\"text-decoration: underline;\">Wichtig<\/span>: Wir haben dir in diesem Beitrag die besten Tipps herausgearbeitet, um das beste aus deinem S\u00e4ule 3a Maximalbetrag herauszuholen!<\/span><\/span><\/p><p style=\"text-align: left;\"><span style=\"color: #000000;\"><span style=\"caret-color: #000000;\">Falls du noch mehr Fragen zum Thema hast, freuen wir uns auf einen Austausch in den Kommentaren!<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fb5112d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fb5112d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30392a3e\" data-id=\"30392a3e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c23964 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-global elementor-global-36427 elementor-widget-table-of-contents\" data-id=\"7c23964\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;collapse_subitems&quot;:&quot;yes&quot;,&quot;no_headings_message&quot;:&quot;Kein Inhaltsverzeichnis gefunden.&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h2 class=\"elementor-toc__header-title\">\n\t\t\t\tInhaltsverzeichnis\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__7c23964\" class=\"elementor-toc__body elementor-toc__list-items--collapsible\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e3d6439 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e3d6439\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-20f7dc13\" data-id=\"20f7dc13\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-32024b8a elementor-widget elementor-widget-heading\" data-id=\"32024b8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Maximalbetrag S\u00e4ule 3a 2026 Zusammenfassung<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29a0bd11 elementor-widget elementor-widget-text-editor\" data-id=\"29a0bd11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\">Der Maximalbetrag S\u00e4ule 3a 2026 sieht im Detail wie folgt aus:\u00a0<\/span><\/p><ul><li class=\"is-focus-click\" style=\"text-align: left;\"><span style=\"color: #000000;\">F\u00fcr Versicherte <strong>mit Pensionskasse: CHF 7&#8217;258<\/strong> im Jahr 2026<\/span><\/li><li class=\"is-focus-click\" style=\"text-align: left;\"><span style=\"color: #000000;\"><strong>Ohne <span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/www.ch.ch\/de\/pensionierung\/altersvorsorge\/wie-funktioniert-die-altersvorsorge\/\" target=\"_blank\" rel=\"noopener\">Pensionskasse<\/a><\/span>: CHF 36&#8217;288<\/strong> (maximal 20% des Nettoeinkommens) im Jahr 2026<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-206337de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"206337de\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37c10a0a\" data-id=\"37c10a0a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72d19917 elementor-widget elementor-widget-spacer\" data-id=\"72d19917\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-199048ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"199048ba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-201504b7\" data-id=\"201504b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3c981f28 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c981f28\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7a5376dd\" data-id=\"7a5376dd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bbd32a5 elementor-widget elementor-widget-heading\" data-id=\"6bbd32a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">S\u00e4ule 3a Tipps<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-726c9d21 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"726c9d21\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-74087936\" data-id=\"74087936\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a8c743f elementor-widget elementor-widget-image\" data-id=\"7a8c743f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2240\" height=\"1260\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Maximaler-Beitrag-Saeule-3a-2021-Empfehlung-dritte-Saeule-3a-.png\" class=\"attachment-full size-full wp-image-5548\" alt=\"Maximaler Betrag S\u00e4ule 3a 2021 Empfehlung dritte S\u00e4ule 3a\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Maximaler-Beitrag-Saeule-3a-2021-Empfehlung-dritte-Saeule-3a-.png 2240w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Maximaler-Beitrag-Saeule-3a-2021-Empfehlung-dritte-Saeule-3a--300x169.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Maximaler-Beitrag-Saeule-3a-2021-Empfehlung-dritte-Saeule-3a--1024x576.png 1024w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Maximaler-Beitrag-Saeule-3a-2021-Empfehlung-dritte-Saeule-3a--768x432.png 768w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Maximaler-Beitrag-Saeule-3a-2021-Empfehlung-dritte-Saeule-3a--1536x864.png 1536w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Maximaler-Beitrag-Saeule-3a-2021-Empfehlung-dritte-Saeule-3a--2048x1152.png 2048w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Maximaler-Beitrag-Saeule-3a-2021-Empfehlung-dritte-Saeule-3a--16x9.png 16w\" sizes=\"auto, (max-width: 2240px) 100vw, 2240px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-160474ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"160474ec\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1ed22da9\" data-id=\"1ed22da9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2593f434 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2593f434\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-76a68ff0\" data-id=\"76a68ff0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-642d92be elementor-widget elementor-widget-heading\" data-id=\"642d92be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">1. S\u00e4ule 3a Maximalbeitrag einzahlen und nachzahlen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1cf7bfca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1cf7bfca\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6d2cb11c\" data-id=\"6d2cb11c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce0dd67 elementor-widget elementor-widget-text-editor\" data-id=\"ce0dd67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\"><strong>S\u00e4ule 3a Maximalbetrag einzahlen!<\/strong> Wenn du es dir leisten kannst, zahle den Maximalbetrag in deine 3. S\u00e4ule ein. Dadurch ist deine Steuerersparnis am gr\u00f6ssten und deine zu erwartende Rente ebenso. Denk daran: Pro 1&#8217;000 CHF investiertem Kapital, erh\u00e4ltst du etwa CHF 200 &#8211; 400 zur\u00fcck!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16915bad elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"16915bad\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60ca9d91\" data-id=\"60ca9d91\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c3915eb elementor-widget elementor-widget-template\" data-id=\"3c3915eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"11737\" class=\"elementor elementor-11737\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d7fdd7b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d7fdd7b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-43da507e\" data-id=\"43da507e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7c360b elementor-widget elementor-widget-heading\" data-id=\"b7c360b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sorgenfreie Vorsorge? Unser kostenfreies eBook hilft dir!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e197de9 elementor-widget elementor-widget-image\" data-id=\"4e197de9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"707\" height=\"1000\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/09\/Sorgenfrei-Vorsorgen-ebook-download-vorsorge-schweiz-Saeule-3a-erklaert-buch-gebundene-vorsorge-2.png\" class=\"attachment-large size-large wp-image-11709\" alt=\"Sorgenfrei Vorsorgen ebook download vorsorge schweiz S\u00e4ule 3a erkl\u00e4rt buch gebundene vorsorge\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/09\/Sorgenfrei-Vorsorgen-ebook-download-vorsorge-schweiz-Saeule-3a-erklaert-buch-gebundene-vorsorge-2.png 707w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/09\/Sorgenfrei-Vorsorgen-ebook-download-vorsorge-schweiz-Saeule-3a-erklaert-buch-gebundene-vorsorge-2-212x300.png 212w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/09\/Sorgenfrei-Vorsorgen-ebook-download-vorsorge-schweiz-Saeule-3a-erklaert-buch-gebundene-vorsorge-2-8x12.png 8w\" sizes=\"auto, (max-width: 707px) 100vw, 707px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1834d1d elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"1834d1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;N\\u00e4chster&quot;,&quot;step_previous_label&quot;:&quot;Voriger&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-lead-type=\"vorsorge_guide\" data-placement=\"inline\" data-lead-intent=\"education\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"vorsorge_guide_inline\" aria-label=\"vorsorge_guide_inline\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"11737\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"1834d1d\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tVorname\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Vorname\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tE-Mail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"E-Mail\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-source_page elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[source_page]\" id=\"form-field-source_page\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Senden<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d3b1890 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3b1890\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-77cd8b95\" data-id=\"77cd8b95\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-61965f56 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61965f56\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-50ef8f12\" data-id=\"50ef8f12\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64ad3956 elementor-widget elementor-widget-heading\" data-id=\"64ad3956\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">2. 3a Wertschriften statt Zinskonto <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-61fd2d61 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61fd2d61\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-27ef26e\" data-id=\"27ef26e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cdc2ead elementor-widget elementor-widget-text-editor\" data-id=\"1cdc2ead\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\"><b style=\"caret-color: #000000;\">Die Zeiten fetter Zinsen sind vorbei!\u00a0<\/b>Allein die Inflation ist schon h\u00f6her als die geringen Zinsen, die man 2026 auf <span style=\"caret-color: #000000;\">Zinskonten noch erh\u00e4lt. Wenn du j\u00fcnger als 55 Jahre bist, solltest du dir stark \u00fcberlegen warum du nicht in Wertschriften investieren m\u00f6chtest! <\/span><\/span><\/p><p style=\"text-align: left;\"><span style=\"color: #000000;\">Denn wer noch einige Jahre bis zur Pension hat, kann auch Schwankungen im 3a Konto aussitzen. Du investierst bald in ein <strong>Eigenheim<\/strong>? Nicht immer musst du dazu deine 3. S\u00e4ule auszahlen lassen, sondern kannst sie ggfs. auch nur pf\u00e4nden lassen. Damit sind Wertschriften im 3a Konto kein Problem.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf48c7d elementor-widget elementor-widget-heading\" data-id=\"cf48c7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-large\">Die besten S\u00e4ule 3a Empfehlungen f\u00fcr dich<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d84cdea elementor-widget elementor-widget-text-editor\" data-id=\"d84cdea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\"><span style=\"caret-color: #000000;\">Das beste S\u00e4ule 3a Angebot passt zu dir. Je nach Risikoempfinden, pers\u00f6nlichem Anlagehorizont und weiteren Faktoren, solltest du dich entweder f\u00fcr ein <a href=\"https:\/\/www.schwiizerfranke.com\/saeule-3a-bank-oder-versicherung-oder-depot\"><span style=\"color: #0000ff;\">3a Konto, ein 3a Depot oder gar f\u00fcr eine 3a Police<\/span><\/a> entscheiden.<br \/><br \/>F\u00fcr junge Menschen empfiehlt sich fast immer eine S\u00e4ule 3a mit Wertschriften. Im <a href=\"https:\/\/www.schwiizerfranke.com\/saeule-3a-vergleich\"><span style=\"color: #0000ff;\">grossen 3a Vergleich<\/span><\/a> findest du die besten Angebote.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1927986d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1927986d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1362a9a\" data-id=\"1362a9a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-20e3d3f8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20e3d3f8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3ef87b66\" data-id=\"3ef87b66\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-250e3029 elementor-widget elementor-widget-heading\" data-id=\"250e3029\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">3. Mehrere 3a Konten<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-63059288 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"63059288\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6d250c80\" data-id=\"6d250c80\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d3615a8 elementor-widget elementor-widget-text-editor\" data-id=\"d3615a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\"><span style=\"caret-color: #000000;\">Sicher hast du schon vom gestaffelten Bezug der 3a Konten geh\u00f6rt. Es macht Sinn, mehrere 3a Konten zu er\u00f6ffnen um diese sp\u00e4ter gestaffelt beziehen zu k\u00f6nnen. Denn wird ein 3a Konto aufgel\u00f6st, wird es immer vollst\u00e4ndig aufgel\u00f6st. Um deine Steuern sp\u00e4ter nicht unn\u00f6tig zu strapazieren, bezieht man sie gestaffelt. Wie du den gestaffelten Bezug optimal machst, erf\u00e4hrst du <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.schwiizerfranke.com\/bezug-saeule-3a\">in diesem Beitrag<\/a> <\/span>\u00fcber den gestaffelten Bezug.<\/span><\/span><\/p><p style=\"text-align: left;\"><em><span style=\"color: #000000;\"><span style=\"caret-color: #000000;\">Als Faustregel kannst du dir merken, sp\u00e4testens nach CHF 50&#8217;000 ein weiteres 3a Konto zu er\u00f6ffnen.<\/span><\/span><\/em><\/p><p style=\"text-align: left;\"><span style=\"color: #000000;\">Es spricht also nichts dagegen, etwa ein <a href=\"https:\/\/www.schwiizerfranke.com\/frankly-erfahrung\"><span style=\"color: #0000ff;\">Frankly<\/span><\/a> und ein <a href=\"https:\/\/www.schwiizerfranke.com\/selma-finance-erfahrung-review\"><span style=\"color: #0000ff;\">Selma<\/span><\/a> Konto gleichzeitig zu\u00a0<span style=\"caret-color: #000000;\">besparen. Achte einfach darauf den S\u00e4ule 3a Maximalbetrag nicht zu \u00fcberschreiten und im Idealfall voll auszusch\u00f6pfen.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f5d93d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f5d93d7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6677a41\" data-id=\"6677a41\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2ff720a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ff720a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b94710e\" data-id=\"b94710e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63b0424 elementor-widget elementor-widget-heading\" data-id=\"63b0424\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">4. Gestaffelter Bezug: S\u00e4ule 3a gestaffelt beziehen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-53b4467 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53b4467\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2b83089\" data-id=\"2b83089\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11f1811 elementor-widget elementor-widget-text-editor\" data-id=\"11f1811\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\">Je nach Kanton variiert die Steuerlast, doch in der Regel kannst du mit einem <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.schwiizerfranke.com\/bezug-saeule-3a\">gestaffelten Bezug<\/a><\/span> deutlich Steuern sparen. Lass dich dazu beraten oder informiere dich, was in deinem Fall Sinn macht. Wenn du es dir leisten kannst, legen wir dir unbedingt auch Tipp #5 ans Herz:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b755de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b755de\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5e0efa8\" data-id=\"5e0efa8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eb5b1d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb5b1d2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8219318\" data-id=\"8219318\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a65475 elementor-widget elementor-widget-heading\" data-id=\"0a65475\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">5. 3a Konto \u00fcber das Pensionsalter hinaus besparen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cc93723 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cc93723\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2b50278\" data-id=\"2b50278\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-befa278 elementor-widget elementor-widget-text-editor\" data-id=\"befa278\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\">Klingt komisch, ist es aber nicht! Wann du dein 3a Konto beziehen m\u00f6chtest, liegt bei dir. Denn bei vielen Anbietern kannst du deine Wertschriften bei der Pensionierung in dein privates Wertschriften-Depot \u00fcbertragen lassen. Dadurch kannst du das Geld l\u00e4nger f\u00fcr dich arbeiten lassen und im Fall einer B\u00f6rsenkorrektur auch einfach einen besseren Zeitpunkt abwarten. In diesem <a href=\"https:\/\/www.schwiizerfranke.com\/zinseszins-rechner\"><span style=\"color: #0000ff;\">Beitrag zum Zinses Zins<\/span><\/a> haben wir dieses &#171;8. Weltwunder&#187; bereits erkl\u00e4rt. Wenn du in deinem 3a Konto in Wertschriften investierst, kannst du den Zinses Zins f\u00fcr dich nutzen. Anfangs ist der Effekt gering, doch wenn du den Beitrag gesehen hast, weisst du, was nach l\u00e4ngerer Dauer mit deinem Verm\u00f6gen geschieht. <\/span><\/p><p style=\"text-align: left;\"><span style=\"color: #000000;\">Wer dies im Hinterkopf hat, versteht, weshalb ein versp\u00e4teter 3a Bezug Sinn macht. Ein paar Jahre mehr Anlagezeitraum ergeben viele tausende Franken mehr f\u00fcr dich! Beispiel gef\u00e4llig? <\/span><\/p><p style=\"text-align: left;\"><em><span style=\"color: #000000;\">6&#8217;500 CHF j\u00e4hrlich, bei 5% Rendite angelegt, ergeben nach <strong>30<\/strong> Jahren = <strong>CHF<\/strong> <strong>453&#8217;445<\/strong><\/span><\/em><\/p><p style=\"text-align: left;\"><em><span style=\"color: #000000;\">6&#8217;500 CHF j\u00e4hrlich, bei 5% Rendite angelegt, ergeben nach <strong>33<\/strong> Jahren = <strong>CHF <\/strong><strong>546&#8217;435<\/strong><\/span><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c1b4369 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2c1b4369\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7a1c526b\" data-id=\"7a1c526b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-721ae333 elementor-widget elementor-widget-template\" data-id=\"721ae333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"10302\" class=\"elementor elementor-10302\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1670a70b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1670a70b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-31b3364e\" data-id=\"31b3364e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21556c46 elementor-widget elementor-widget-heading\" data-id=\"21556c46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Unsere Finanztipps 2026<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab75a9a elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"3ab75a9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>&#171;Intelligent ist, wer aus den Fehlern anderer lernt&#187;.<\/strong><\/p><p><em>Aus all unseren Tests und Erfahrungsberichten haben wir dir unsere Top-Auswahl zusammengestellt:<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-56648290 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"56648290\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3ad9b76b elementor-hidden-phone\" data-id=\"3ad9b76b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64c847f0 elementor-widget elementor-widget-image\" data-id=\"64c847f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/online-broker-vergleich-schweiz\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-28213\" alt=\"Online Broker Vergleich trading Plattformen vergleich Schweizer broker Vergleichs Test\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-7cd35300\" data-id=\"7cd35300\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cc77158 elementor-widget elementor-widget-image\" data-id=\"3cc77158\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/bank-vergleich-schweiz\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6035\" alt=\"Schweizer Bankkonto Empfehlung Test Erfahrungsbericht Konto\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3aeb8552\" data-id=\"3aeb8552\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d0cb3f8 elementor-widget elementor-widget-image\" data-id=\"5d0cb3f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/kostenfreie-finanz-ebooks\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-10469\" alt=\"schwiizerfranke ebook investment guide schweiz pdf download\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-26cf5943 elementor-hidden-phone\" data-id=\"26cf5943\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1851e49d elementor-widget elementor-widget-image\" data-id=\"1851e49d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/saeule-3a-vergleich\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6036\" alt=\"S\u00e4ule 3a Vergleich Empfehlung Erfahrungsbericht\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--300x300.png 300w, 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class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/der-grosse-krypto-boersen-vergleich-fuer-schweizer\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6039\" alt=\"Crypto Broker Schweiz Vergleich Bitcoin kaufen\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-5bd31a85\" data-id=\"5bd31a85\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-763158d4 elementor-widget elementor-widget-image\" data-id=\"763158d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.finanzuni.ch\/finanzfahrplan\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-26638\" alt=\"schweizer online finanzkurs investieren vorsorge online lernen live calls swiss online finance course\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e2bea68 elementor-section-content-middle elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e2bea68\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d3a250a\" data-id=\"5d3a250a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c8df01e elementor-widget elementor-widget-heading\" data-id=\"5c8df01e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Fazit zum 3. S\u00e4ule 2026 Maximalbetrag<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f8b8b8c elementor-widget elementor-widget-text-editor\" data-id=\"5f8b8b8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #000000;\">Der <strong>S\u00e4ule 3a Maximalbetrag 2026<\/strong>\u00a0bietet dir eine wunderbare Gelegenheit, deine Vorsorge intelligent zu maximieren. <\/span><\/p><p>Mit einem 3a Beitrag 2026 von CHF 7&#8217;258 f\u00fcr Arbeitnehmende legst du den Grundstein f\u00fcr eine solide Altersvorsorge.<\/p><p>Unsere <strong>3a Tipps<\/strong> zeigen dir, wie du durch Einzahlung des Maximalbetrags und die Wahl von Wertschriften statt traditionellen Zinskonto, mehr aus deiner Vorsorge herausholen kannst. Das \u00d6ffnen <a href=\"https:\/\/www.schwiizerfranke.com\/bezug-saeule-3a\"><span style=\"color: #0000ff;\">mehrerer 3a Konten<\/span> <\/a>und die strategische Planung des Bezugszeitpunkts erm\u00f6glichen es dir, deine Steuerlast effektiv zu senken.<\/p><p>Denk daran: Vorsorge ist keine Hexerei, sondern mit den richtigen Entscheidungen ganz einfach zu meistern. Starte jetzt und nutze den S\u00e4ule 3a Maximalbetrag 2026 zu deinem Vorteil!<\/p><p><em>Du hast Fragen zum Thema Vorsorge?<\/em><\/p><p style=\"text-align: left;\"><em><span style=\"color: #000000;\">Lass uns gerne einen Kommentar da!<\/span><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9b6c164 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b6c164\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7eecd92a\" data-id=\"7eecd92a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c6374c3 elementor-widget elementor-widget-spacer\" data-id=\"2c6374c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-699c5f24 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"699c5f24\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-90de6bb\" data-id=\"90de6bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Maximalbetrag S\u00e4ule 3a 2026: So machst du das Beste aus deiner Vorsorge Vorsorge ist ein grosses und wichtiges Thema, muss jedoch nicht zwingend kompliziert sein! Wir betrachten heute die besten Tipps, wie du aus deiner 3. S\u00e4ule das beste herausholen kannst. Um die Frage vieler direkt hier zu beantworten: \u00a0Maximalbetrag S\u00e4ule 3a 2026: CHF 7&#8217;258 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":19521,"comment_status":"open","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_wp_convertkit_post_meta":{"form":"-1","landing_page":"","tag":"0","restrict_content":"0"},"footnotes":""},"categories":[1,106],"tags":[116,235,87,86],"class_list":["post-5545","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein","category-vorsorge","tag-3a","tag-dritte-saeule","tag-saeule-3a","tag-vorsorge"],"_links":{"self":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/5545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/comments?post=5545"}],"version-history":[{"count":0,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/5545\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media\/19521"}],"wp:attachment":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media?parent=5545"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/categories?post=5545"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/tags?post=5545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}