{"id":30091,"date":"2026-07-24T12:11:24","date_gmt":"2026-07-24T10:11:24","guid":{"rendered":"https:\/\/www.schwiizerfranke.com\/?p=30091"},"modified":"2026-09-29T06:21:12","modified_gmt":"2026-09-29T04:21:12","slug":"mwst-rechner-schweiz","status":"publish","type":"post","link":"https:\/\/www.schwiizerfranke.com\/en\/mwst-rechner-schweiz","title":{"rendered":"VAT Calculator Switzerland"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"30091\" class=\"elementor elementor-30091\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-67c0c16e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67c0c16e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65b03313\" data-id=\"65b03313\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79850754 elementor-widget elementor-widget-heading\" data-id=\"79850754\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-large\">Swiss VAT Calculator 2026 + current VAT rates<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6154276 elementor-widget elementor-widget-text-editor\" data-id=\"6154276\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\" class=\"translation-block\">Three VAT rates have been in force in Switzerland since 1 January 2024: <strong>8.1 %<\/strong> standard rate for most goods and services, <strong>2.6 %<\/strong> reduced rate for food, books and medicines, <strong>3.8 %<\/strong> special rate for accommodation. Use the calculator below to convert net to gross or vice versa in a matter of seconds.<\/p><p style=\"text-align: left;\"><style>\n  .sf-mwst-intro, .sf-mwst-intro h1, .sf-mwst-intro p { text-align:left !important; }<br \/>\n<\/style><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-353f313 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"353f313\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a5e4ff\" data-id=\"3a5e4ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56518a2 elementor-widget elementor-widget-html\" data-id=\"56518a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"sf-mwst-tool\" style=\"min-height:520px;\"><\/div>\n<script src=\"https:\/\/tools.schwiizerfranke.com\/mwst-rechner\/embed.js?v=1\" defer><\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e3c0ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e3c0ae\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ad5b5ea\" data-id=\"ad5b5ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b110ed5 elementor-widget elementor-widget-text-editor\" data-id=\"b110ed5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"sf-mwst-block\">\n  <h2>Swiss VAT Rates 2026: Which Rate Applies to What?<\/h2>\n  <p>It is the type of service that matters, not the sector. A restaurant can therefore charge at two different rates, depending on whether you eat in or take away.<\/p>\n  <div class=\"sf-mwst-tabelle\">\n    <table>\n      <thead>\n        <tr><th>Set<\/th><th>Applies to<\/th><th>Examples<\/th><\/tr>\n      <\/thead>\n      <tbody>\n        <tr><td><strong>8.1 %<\/strong><br>Standard rate<\/td><td>All goods and services not subject to a lower rate<\/td><td>Restaurants (eating in), alcoholic drinks, clothes, electronics, cars, tradespeople, hairdressers, mobile phone contracts, software<\/td><\/tr>\n        <tr><td><strong>2.6 %<\/strong><br>Reduced rate<\/td><td>Everyday goods<\/td><td>Food and non-alcoholic drinks, takeaways, medicines, books and newspapers (including e-books), plants and cut flowers, pet food, tap water, feminine hygiene products (since 2025)<\/td><\/tr>\n        <tr><td><strong>3.8 %<\/strong><br>Special rate<\/td><td>Accommodation including breakfast<\/td><td>Hotel, holiday flat, B&amp;B, youth hostel<\/td><\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p class=\"translation-block\"><strong>Exempt from VAT<\/strong> are, for example, rent, medical and hospital services, schools and courses, insurance, as well as loans and payment transactions.<\/p>\n  <h3>Common borderline cases<\/h3>\n  <ul>\n    <li class=\"translation-block\"><strong>Restaurant or takeaway:<\/strong> If you eat in, section 8.1 % applies. If you take the same meal away, section 2.6 % applies. For a price of CHF 20, one amount includes CHF 1.50 VAT and the other CHF 0.51.<\/li>\n    <li><strong>Drinks:<\/strong> Non-alcoholic drinks in the shop: 2.6 %; alcoholic drinks: always 8.1 %. In restaurants, 8.1 % applies to everything.<\/li>\n    <li><strong>Hotel:<\/strong> Bed and breakfast: 3.8 %. Dinner, minibar and spa: 8.1 %.<\/li>\n    <li><strong>Books:<\/strong> In print and as an e-book: 2.6 %. The Kindle itself: 8.1 %.<\/li>\n    <li><strong>Health:<\/strong> Medicines 2.6 %, doctor\u2019s appointments (VAT-exempt), cosmetics 8.1 %.<\/li>\n  <\/ul>\n<\/div>\n<style>\n  .sf-mwst-block, .sf-mwst-block h2, .sf-mwst-block h3, .sf-mwst-block p, .sf-mwst-block li { text-align:left !important; }\n  .sf-mwst-tabelle { overflow-x:auto; margin:1em 0; }\n  .sf-mwst-tabelle table { width:100%; min-width:480px; border-collapse:collapse; }\n  .sf-mwst-tabelle th, .sf-mwst-tabelle td { text-align:left !important; vertical-align:top; padding:10px 12px; border-bottom:1px solid #dfe5ee; }\n  .sf-mwst-tabelle th { background:#f4f6fa; }\n<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7b279ca2 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7b279ca2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37d9f339\" data-id=\"37d9f339\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49b0c903 elementor-widget elementor-widget-template\" data-id=\"49b0c903\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"6030\" class=\"elementor elementor-6030\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-526782fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"526782fe\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c45b4fe\" data-id=\"1c45b4fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-500bd6cd elementor-widget elementor-widget-heading\" data-id=\"500bd6cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Top recommendations for 2026<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-168790bb elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"168790bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Your key to success! 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class=\"elementor-animation-grow attachment-large size-large wp-image-6037\" alt=\"Swiss Online Broker Recommendation Test Comparison\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Online-Broker-Empfehlung-Test-Vergleich.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Online-Broker-Empfehlung-Test-Vergleich-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Online-Broker-Empfehlung-Test-Vergleich-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Online-Broker-Empfehlung-Test-Vergleich-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-1d54d57 elementor-hidden-phone\" data-id=\"1d54d57\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67f032b elementor-widget elementor-widget-image\" data-id=\"67f032b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/en\/bank-vergleich-schweiz\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6032\" alt=\"Bank account recommendation best Swiss bank account test\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test--300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test--150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test--12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-473a76f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"473a76f9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f2917\" data-id=\"1f2917\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c06d97 elementor-widget elementor-widget-text-editor\" data-id=\"2c06d97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"sf-mwst-block\" style=\"text-align: left;\"><h2>Calculating VAT: Formulas for Switzerland<\/h2><p>All examples use the standard rate of 8.1 % and an amount of CHF 100. For the other rates, replace 8.1 with 2.6 or 3.8.<\/p><h3>Net to gross (add VAT)<\/h3><p class=\"sf-mwst-formel\">Gross = Net \u00d7 1.081<\/p><p>Example: CHF 100 \u00d7 1.081 = <strong>CHF 108.10<\/strong>. This includes CHF 8.10 in VAT.<\/p><h3>Gross to net (deduct VAT)<\/h3><p class=\"sf-mwst-formel\">Net = Gross \u00f7 1.081<\/p><p>Example: CHF 100 \u00f7 1.081 = <strong>CHF 92.51<\/strong>.<\/p><h3>Calculating VAT from a gross amount<\/h3><p class=\"sf-mwst-formel\">VAT = Gross \u00d7 8.1 \u00f7 108.1<\/p><p>Example: CHF 100 \u00d7 8.1 \u00f7 108.1 = <strong>CHF 7.49<\/strong>. Total: CHF 92.51 + CHF 7.49 = CHF 100.<\/p><p><strong>The most common mistake:<\/strong> Calculate the gross amount minus 8.1 %. CHF 100 minus 8.1 % equals CHF 91.90; the correct figure is CHF 92.51. The 8.1 % always refers to the net amount, so you need to divide by 1.081.<\/p><h3>Factors common to all sentences<\/h3><div class=\"sf-mwst-tabelle\"><table><thead><tr><th>Set<\/th><th>Net to gross<\/th><th>Gross to net<\/th><th>VAT included in the gross amount<\/th><\/tr><\/thead><tbody><tr><td><strong>8.1 %<\/strong><\/td><td>\u00d7 1.081<\/td><td>\u00f7 1,081<\/td><td>\u00d7 0.07493<\/td><\/tr><tr><td><strong>2.6 %<\/strong><\/td><td>\u00d7 1.026<\/td><td>\u00f7 1,026<\/td><td>\u00d7 0.02534<\/td><\/tr><tr><td><strong>3.8 %<\/strong><\/td><td>\u00d7 1.038<\/td><td>\u00f7 1,038<\/td><td>\u00d7 0.03661<\/td><\/tr><\/tbody><\/table><\/div><h3>Calculating VAT in Excel<\/h3><p>Is your amount in cell A1:<\/p><ul><li>Gross from net: <code>=A1*1.081<\/code><\/li><li>Net from gross: <code>=A1\/1.081<\/code><\/li><li>VAT calculated on the gross amount: <code>=A1*8.1\/108.1<\/code><\/li><\/ul><p>In practice, the final amount is often rounded to 5 rappen. You can enable this option in the calculator above.<\/p><\/div><p><style>\n  .sf-mwst-formel { display:inline-block; background:#f4f6fa; border-left:3px solid #0f2440; padding:8px 14px; font-weight:600; margin:0.3em 0 0.6em; }<br \/>\n<\/style><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75e1ff4 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"75e1ff4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-abec117\" data-id=\"abec117\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bfa81f3 elementor-widget elementor-widget-template\" data-id=\"bfa81f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"10302\" class=\"elementor elementor-10302\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1670a70b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1670a70b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-31b3364e\" data-id=\"31b3364e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21556c46 elementor-widget elementor-widget-heading\" data-id=\"21556c46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Our financial tips for 2026<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab75a9a elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"3ab75a9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\"Intelligent people learn from the mistakes of others\".<\/strong><\/p><p><em>We have compiled our top selection for you from all our tests and experience reports:<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-56648290 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"56648290\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3ad9b76b elementor-hidden-phone\" data-id=\"3ad9b76b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64c847f0 elementor-widget elementor-widget-image\" data-id=\"64c847f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/en\/online-broker-vergleich-schweiz\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-28213\" alt=\"Online broker comparison trading platforms comparison Swiss broker comparison test\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-7cd35300\" data-id=\"7cd35300\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cc77158 elementor-widget elementor-widget-image\" data-id=\"3cc77158\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/en\/bank-vergleich-schweiz\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6035\" alt=\"Swiss bank account recommendation test experience report account\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3aeb8552\" data-id=\"3aeb8552\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d0cb3f8 elementor-widget elementor-widget-image\" data-id=\"5d0cb3f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/en\/kostenfreie-finanz-ebooks\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-10469\" alt=\"swiizerfranke ebook investment guide switzerland pdf download\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-26cf5943 elementor-hidden-phone\" data-id=\"26cf5943\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1851e49d elementor-widget elementor-widget-image\" data-id=\"1851e49d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/en\/saeule-3a-vergleich\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6036\" alt=\"Pillar 3a Comparison Recommendation Experience Report\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div 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Buy Bitcoin\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-5bd31a85\" data-id=\"5bd31a85\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-763158d4 elementor-widget elementor-widget-image\" data-id=\"763158d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.finanzuni.ch\/finanzfahrplan\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-26638\" alt=\"swiss online finance course investing pensions online learning live calls swiss online finance course\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4f595d elementor-widget elementor-widget-text-editor\" data-id=\"d4f595d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"sf-mwst-block\" style=\"text-align: left;\"><h2>Trends in VAT in Switzerland since 1995<\/h2><p>Value added tax has been in force in Switzerland since 1 January 1995. It replaced the old turnover tax and has been adjusted six times since then, mostly to finance the AHV, IV or the railways.<\/p><div class=\"sf-mwst-tabelle\"><table><thead><tr><th>Valid from<\/th><th>Standard rate<\/th><th>Reduced<\/th><th>Accommodation<\/th><th>Reason<\/th><\/tr><\/thead><tbody><tr><td><strong>1.1.2024<\/strong><\/td><td><strong>8.1 %<\/strong><\/td><td><strong>2.6 %<\/strong><\/td><td><strong>3.8 %<\/strong><\/td><td>Funding for the AHV (AHV 21)<\/td><\/tr><tr><td>1.1.2018<\/td><td>7.7 %<\/td><td>2.5 %<\/td><td>3.7 %<\/td><td>Temporary IV funding is coming to an end; rail infrastructure funding to take its place<\/td><\/tr><tr><td>1.1.2011<\/td><td>8.0 %<\/td><td>2.5 %<\/td><td>3.8 %<\/td><td>Temporary IV funding<\/td><\/tr><tr><td>1.1.2001<\/td><td>7.6 %<\/td><td>2.4 %<\/td><td>3.6 %<\/td><td>Major rail projects (NEAT, Rail 2000)<\/td><\/tr><tr><td>1.1.1999<\/td><td>7.5 %<\/td><td>2.3 %<\/td><td>3.5 %<\/td><td>Funding the AHV<\/td><\/tr><tr><td>1.10.1996<\/td><td>6.5 %<\/td><td>2.0 %<\/td><td>3.0 %<\/td><td>Special rate introduced for the hospitality sector<\/td><\/tr><tr><td>1.1.1995<\/td><td>6.5 %<\/td><td>2.0 %<\/td><td>- \u2013<\/td><td>Introduction of VAT<\/td><\/tr><\/tbody><\/table><\/div><p><strong>Correcting old invoices:<\/strong> The date on which the service was provided is decisive, not the invoice date. A service provided in 2023 will still be billed at 7.7 % in 2026. In the calculator above, you will find the old rates under \u00abOther rate\u00bb.<\/p><p><strong>What happens next?<\/strong> The rates will remain unchanged in 2026 and 2027. The special rate for overnight stays is set by law to apply only until the end of 2027. A further increase from 2028 onwards is under discussion, but no decision has yet been taken.<\/p><p><strong>In comparison:<\/strong> At 8.1 %, the standard rate in Switzerland is well below that of Germany (19 %) and Austria (20 %).<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3197161f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3197161f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46b57d07\" data-id=\"46b57d07\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20de8b15 elementor-widget elementor-widget-template\" data-id=\"20de8b15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"10302\" class=\"elementor elementor-10302\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1670a70b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1670a70b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-31b3364e\" data-id=\"31b3364e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21556c46 elementor-widget elementor-widget-heading\" data-id=\"21556c46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Our financial tips for 2026<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab75a9a elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"3ab75a9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\"Intelligent people learn from the mistakes of 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data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/en\/online-broker-vergleich-schweiz\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-28213\" alt=\"Online broker comparison trading platforms comparison Swiss broker comparison test\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-7cd35300\" data-id=\"7cd35300\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cc77158 elementor-widget elementor-widget-image\" data-id=\"3cc77158\" data-element_type=\"widget\" data-e-type=\"widget\" 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150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3aeb8552\" data-id=\"3aeb8552\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d0cb3f8 elementor-widget elementor-widget-image\" data-id=\"5d0cb3f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/en\/kostenfreie-finanz-ebooks\/\">\n\t\t\t\t\t\t\t<img 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title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-26cf5943 elementor-hidden-phone\" data-id=\"26cf5943\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1851e49d elementor-widget elementor-widget-image\" data-id=\"1851e49d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/en\/saeule-3a-vergleich\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" 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class=\"elementor-element elementor-element-763158d4 elementor-widget elementor-widget-image\" data-id=\"763158d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.finanzuni.ch\/finanzfahrplan\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-26638\" alt=\"swiss online finance course investing pensions online learning live calls swiss online finance course\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-997dec2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"997dec2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6dd9f0f\" data-id=\"6dd9f0f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb9f1b6 elementor-widget elementor-widget-text-editor\" data-id=\"eb9f1b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"sf-mwst-block\" style=\"text-align:left;\">\n<h2>VAT for the self-employed and SMEs: Key points<\/h2>\n<h3>When do you become liable for VAT?<\/h3>\n<p class=\"translation-block\">As soon as your business generates more than <strong>CHF 100,000 in annual turnover<\/strong>. The turnover taken into account is that from taxable services both in Switzerland and abroad. If you exceed this threshold, you must register online with the FTA. You can also register voluntarily. This is particularly worthwhile if you are investing heavily at the start, as you will then be able to reclaim the VAT on your purchases (input tax deduction).<\/p>\n<h3>Invoice excluding VAT<\/h3>\n<p>If you are not liable for VAT, you should issue your invoices without VAT. Do not write \u00abincl. VAT\u00bb on them either. Anyone who shows VAT on an invoice owes it to the FTA, even if they are not registered.<\/p>\n<h3>What must be included on an invoice with VAT?<\/h3>\n<ul>\n<li>Your name, town\/city and VAT number (CHE-123.456.789 VAT)<\/li>\n<li>Customer\u2019s name and town\/city<\/li>\n<li>Date or period of the service<\/li>\n<li>What you have delivered or done<\/li>\n<li>Amount, VAT rate and VAT amount<\/li>\n<\/ul>\n<h3>Effective method or balance control rate?<\/h3>\n<p class=\"translation-block\">With the <strong>effective method<\/strong>, you pay the VAT on your invoices and deduct the VAT on your business expenses. That\u2019s right, but it\u2019s time-consuming.<\/p>\n<p class=\"translation-block\">With the <strong>balance tax rate<\/strong>, you continue to charge your customers 8.1 %, but you only pay a flat-rate industry-specific tax on your turnover, ranging from 0.1 % to 6.8 %. Input tax is already included in this. This saves a lot of bookkeeping and is worthwhile if you mainly sell your time and make few purchases. This is permitted for turnover of up to CHF 5,024,000 and tax of up to CHF 108,000 per year. From 2025, with both methods, you\u2019ll only need to file your return once a year.<\/p>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e3eebc elementor-widget elementor-widget-html\" data-id=\"3e3eebc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sf-mwst-tipp\">\n  <div class=\"sf-mwst-tipp-kopf\">Tip for the self-employed<\/div>\n  <div class=\"sf-mwst-tipp-inhalt\">\n    <p>The VAT on your invoices does not belong to you, but to the FTA. You should therefore transfer it straight into a separate account whenever you receive a payment. The easiest way to do this is with a business account that offers sub-accounts free of charge. That way, you\u2019ll have the money ready when the tax return is due.<\/p>\n    <p><a href=\"https:\/\/www.schwiizerfranke.com\/en\/geschaeftskonto-vergleich-schweiz\/\">Go to the business account comparison \u2192<\/a><\/p>\n  <\/div>\n<\/div>\n<style>\n  .sf-mwst-tipp { border:1px solid #dfe5ee; border-radius:8px; overflow:hidden; margin:1.5em 0; }\n  .sf-mwst-tipp-kopf { background:#0f2440; color:#fff; font-weight:700; padding:10px 16px; text-align:left !important; }\n  .sf-mwst-tipp-inhalt { background:#f0f7fd; padding:14px 16px; }\n  .sf-mwst-tipp-inhalt p { text-align:left !important; margin:0 0 0.7em; }\n  .sf-mwst-tipp-inhalt p:last-child { margin-bottom:0; }\n  .sf-mwst-tipp-inhalt a { color:#1e5a8a; font-weight:700; text-decoration:none; }\n  .sf-mwst-tipp-inhalt a:hover { text-decoration:underline; }\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-acf6697 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"acf6697\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a51550f\" data-id=\"3a51550f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-780ac2be elementor-widget elementor-widget-heading\" data-id=\"780ac2be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions about VAT in Switzerland<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb518aa elementor-widget elementor-widget-accordion\" data-id=\"5cb518aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1551\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1551\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How much is VAT in Switzerland in 2026?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1551\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1551\"><p>The standard rate is 8.1 %. A reduced rate of 2.6 % applies to food, medicines and books, and 3.8 % to accommodation. These rates have been in force since 1 January 2024 and will remain unchanged in 2026.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1552\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1552\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How do I reclaim VAT?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1552\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1552\"><p>Divide the gross amount by 1,081. CHF 100 thus becomes CHF 92.51 net, with VAT amounting to CHF 7.49. If you simply subtract 8.1 %, you\u2019ll end up with CHF 91.90, which is incorrect.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1553\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1553\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">When do I have to pay Swiss VAT when shopping in Germany?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1553\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1553\"><p>As soon as your purchases are worth more than CHF 150 per person per day. This lower value threshold has been in force since 1 January 2025; previously, the limit was CHF 300. If you exceed this limit, you\u2019ll need to pay Swiss VAT on the full amount \u2013 the easiest way to do this is via the QuickZoll app. You can claim back the German VAT at 19 % using a stamped export certificate.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1554\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1554\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">As a tourist, can I claim back Swiss VAT?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1554\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1554\"><p>Yes, provided you don\u2019t live in Switzerland. The goods must cost at least CHF 300 per purchase in a shop and must be taken out of the country within 30 days. You have the tax-free form stamped at customs and will be refunded the VAT, minus a fee.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1555\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1555\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is VAT charged on bank charges?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1555\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1555\"><p>To some extent. Account management, payment transactions and the purchase of securities are exempt from VAT. Custody fees and asset management, including those charged by robo-advisors, are subject to 8.1 % VAT. When comparing fees, make sure you check whether they are quoted inclusive or exclusive of VAT.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1556\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1556\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Is it \u2018MWST\u2019 or \u2018MwSt\u2019?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1556\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1556\"><p>In Switzerland, the official abbreviation is MWST; in Germany, it is MwSt. In French, it is TVA; in Italian, IVA; and in English, VAT.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54309a32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54309a32\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30fe3876\" data-id=\"30fe3876\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>MWST-Rechner Schweiz 2026 + aktuelle Mehrwertsteuers\u00e4tze In der Schweiz gelten seit dem 1. Januar 2024 drei Mehrwertsteuers\u00e4tze: 8.1 % Normalsatz f\u00fcr die meisten Waren und Dienstleistungen, 2.6 % reduzierter Satz f\u00fcr Lebensmittel, B\u00fccher und Medikamente, 3.8 % Sondersatz f\u00fcr \u00dcbernachtungen. Mit dem Rechner unten rechnest du Netto in Brutto oder umgekehrt, in Sekunden. Mehrwertsteuers\u00e4tze Schweiz [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":30093,"comment_status":"open","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_wp_convertkit_post_meta":{"form":"-1","landing_page":"","tag":"0","restrict_content":"0"},"footnotes":""},"categories":[1,468],"tags":[799,800,798,796,797,362,1249],"class_list":["post-30091","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein","category-rechner","tag-mehrwertsteuer-berechnen","tag-mehrwertsteuer-rechner","tag-mwst-online-brechnen","tag-mwst-rechner","tag-mwst-rechner-schweiz","tag-tax","tag-vat"],"_links":{"self":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/30091","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/comments?post=30091"}],"version-history":[{"count":24,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/30091\/revisions"}],"predecessor-version":[{"id":47822,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/30091\/revisions\/47822"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media\/30093"}],"wp:attachment":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media?parent=30091"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/categories?post=30091"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/tags?post=30091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}