{"id":25081,"date":"2022-08-31T06:30:00","date_gmt":"2022-08-31T04:30:00","guid":{"rendered":"https:\/\/www.schwiizerfranke.com\/?p=25081"},"modified":"2024-09-10T10:58:37","modified_gmt":"2024-09-10T08:58:37","slug":"robo-advisor-algorithmus","status":"publish","type":"post","link":"https:\/\/www.schwiizerfranke.com\/en\/robo-advisor-algorithmus","title":{"rendered":"How does Selma Finance's Robo Advisor algorithm work? A look behind the scenes"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"25081\" class=\"elementor elementor-25081\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ec5781b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ec5781b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-41d33891\" data-id=\"41d33891\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d860f4 elementor-widget elementor-widget-image\" data-id=\"4d860f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"1152\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/08\/Robo-Advisor-Algorithmus-Funktionsweise-von-selma-finance-wie-funktioniert-selma-anlagestrategie-2048x1152.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-25149\" alt=\"Robo Advisor Algorithmus Funktionsweise von selma finance wie funktioniert selma anlagestrategie\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/08\/Robo-Advisor-Algorithmus-Funktionsweise-von-selma-finance-wie-funktioniert-selma-anlagestrategie-2048x1152.png 2048w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/08\/Robo-Advisor-Algorithmus-Funktionsweise-von-selma-finance-wie-funktioniert-selma-anlagestrategie-300x169.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/08\/Robo-Advisor-Algorithmus-Funktionsweise-von-selma-finance-wie-funktioniert-selma-anlagestrategie-1024x576.png 1024w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/08\/Robo-Advisor-Algorithmus-Funktionsweise-von-selma-finance-wie-funktioniert-selma-anlagestrategie-768x432.png 768w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/08\/Robo-Advisor-Algorithmus-Funktionsweise-von-selma-finance-wie-funktioniert-selma-anlagestrategie-1536x864.png 1536w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/08\/Robo-Advisor-Algorithmus-Funktionsweise-von-selma-finance-wie-funktioniert-selma-anlagestrategie-18x10.png 18w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/08\/Robo-Advisor-Algorithmus-Funktionsweise-von-selma-finance-wie-funktioniert-selma-anlagestrategie-800x450.png 800w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4625c24c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4625c24c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-737f235b\" data-id=\"737f235b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d76f8f5 elementor-widget elementor-widget-heading\" data-id=\"6d76f8f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-large\">Wie funktioniert der Robo Advisor Algorithmus von Selma Finance?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63a86157 elementor-widget elementor-widget-text-editor\" data-id=\"63a86157\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Immer mehr <strong>Robo Advisor<\/strong> sind in den letzten Jahren auf den Schweizer Markt gekommen. Die Einfachheit und geringen Kosten sprechen sehr f\u00fcr die Verwendung einer solchen <strong>Algorithmus gesteuerten Anlageplattform<\/strong>. Doch wie funktioniert eigentlich so ein Robo Advisor?<\/p><p style=\"text-align: left;\"><strong>Selma Finance<\/strong> hat uns einen Blick hinter die Kulissen gew\u00e4hrt und viele wichtige Fragen beantwortet.<\/p><p style=\"text-align: left;\">In diesem Beitrag erf\u00e4hrst du beispielsweise, warum bei <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.schwiizerfranke.com\/selma-finance-erfahrung-review\">Selma Finance<\/a> <\/span>regelm\u00e4ssig auch Menschen in den Algorithmus eingreifen. Eine zentrale Frage war auch, ob Selma Finance nun als <strong>aktiver oder passiver Anlagestil<\/strong> zu betrachten ist.<\/p><p style=\"text-align: left;\">Am Ende gibt es sogar noch einen <strong>Tipp f\u00fcr Robo Advisor Anleger<\/strong>, bleibe also dran!<\/p><p style=\"text-align: left;\"><strong>Im Interview:<\/strong> Daniel Trum \u2013 Investment Manager bei Selma Finance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4bc77751 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4bc77751\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c1339f9\" data-id=\"7c1339f9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53e6f69 elementor-widget__width-auto elementor-widget-mobile__width-inherit elementor-widget elementor-widget-global elementor-global-36427 elementor-widget-table-of-contents\" data-id=\"53e6f69\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;collapse_subitems&quot;:&quot;yes&quot;,&quot;no_headings_message&quot;:&quot;Kein Inhaltsverzeichnis gefunden.&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h2 class=\"elementor-toc__header-title\">\n\t\t\t\tInhaltsverzeichnis\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__53e6f69\" class=\"elementor-toc__body elementor-toc__list-items--collapsible\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-335bd536 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"335bd536\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1127364c\" data-id=\"1127364c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a6ccc14 elementor-widget elementor-widget-heading\" data-id=\"5a6ccc14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Wie funktioniert der Robo Advisor Algorithmus von Selma Finance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-264af024 elementor-widget elementor-widget-text-editor\" data-id=\"264af024\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Der Anlageansatz von Selma Finance beruht auf einem <strong>globalen Marktkapitalisierungsansatz<\/strong>, angepasst um den sogenannten Value Faktor. Dabei werden g\u00fcnstige Anlagem\u00e4rkte anhand des <strong>Shiller PE Ratio<\/strong> ausgelesen und in diese investiert.<\/p><p style=\"text-align: left;\">Jedoch gibt es noch eine zweite, <strong>menschliche Komponente, <\/strong>die zur Robo Advisor\u00a0Funktionsweise von Selma Finance beitr\u00e4gt. Regelm\u00e4ssig trifft sich das sogenannte Investment Committee und kann bei Bedarf Anpassungen vornehmen. Was dann passiert, ist allerdings keine \u00dcberstimmung des bewusst festgelegten (rationalen) Anlageansatzes.<br \/>Vielmehr werden allenfalls anstehende <strong>Rebalancings<\/strong> ausgel\u00f6st oder auch <strong>Erg\u00e4nzungen zum Anlageansatz<\/strong> hinzugef\u00fcgt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d0b7e86 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d0b7e86\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-56cfc18\" data-id=\"56cfc18\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3dd1ab7 elementor-widget elementor-widget-image\" data-id=\"3dd1ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/selma-finance-erfahrung-review\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"445\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-1024x569.png\" class=\"attachment-large size-large wp-image-21997\" alt=\"Selma promo code selma Gutscheincode Voucher referral der Selma Finance rendite Selma Gutscheincode referral code Selma Finance gutscheincode selma referral code gutscheincode voucher\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-1024x569.png 1024w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-300x167.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-768x427.png 768w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-18x10.png 18w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher.png 1080w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9eb05b1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9eb05b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.schwiizerfranke.com\/selma-finance-erfahrung-review\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Selma Finance Gutschein erhalten<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cafb6ca elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cafb6ca\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-08cba6a\" data-id=\"08cba6a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b53962e elementor-widget elementor-widget-heading\" data-id=\"b53962e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Ist der Anlageansatz von Selma Finance starr?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01fcc57 elementor-widget elementor-widget-text-editor\" data-id=\"01fcc57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><strong>Eigentlich ja.<\/strong><br \/>Doch anfangs Jahr 2020 hatte das Anlage Committee beispielsweise eine starke \u00dcberbewertung der M\u00e4rkte festgestellt und daher eine Edelmetall-Funktion bei Selma eingebracht. Diese <strong>zus\u00e4tzliche Absicherung im Portfolio<\/strong> hat sich r\u00fcckblickend als sehr sinnvoll und rentabel erwiesen.<\/p><p style=\"text-align: left;\">In Ausnahmesituation kann der Robo Advisor Algorithmus also auch an die Marktlage angepasst werden.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5bad76ee elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5bad76ee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-782a3016\" data-id=\"782a3016\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b0dbc66 elementor-widget elementor-widget-template\" data-id=\"b0dbc66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"6030\" class=\"elementor elementor-6030\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-526782fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"526782fe\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c45b4fe\" data-id=\"1c45b4fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-500bd6cd elementor-widget elementor-widget-heading\" data-id=\"500bd6cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Top-Empfehlungen 2026<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-168790bb elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"168790bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Dein Schl\u00fcssel zum Erfolg! Entdecke unsere Top-Empfehlungen aus echten Erfahrungsberichten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d233fcb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d233fcb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-5f59fb9\" data-id=\"5f59fb9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-696e47b elementor-widget elementor-widget-image\" data-id=\"696e47b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/bank-vergleich-schweiz\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6035\" alt=\"Schweizer Bankkonto Empfehlung Test Erfahrungsbericht Konto\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3dedbca elementor-hidden-phone\" data-id=\"3dedbca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae043db elementor-widget elementor-widget-image\" data-id=\"ae043db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/robo-advisor-schweiz-vergleich\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Robo-Advisor-Schweiz-Vergleich-Roboadvising-Test-switzerland-comparison.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-24252\" alt=\"\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Robo-Advisor-Schweiz-Vergleich-Roboadvising-Test-switzerland-comparison.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Robo-Advisor-Schweiz-Vergleich-Roboadvising-Test-switzerland-comparison-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Robo-Advisor-Schweiz-Vergleich-Roboadvising-Test-switzerland-comparison-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Robo-Advisor-Schweiz-Vergleich-Roboadvising-Test-switzerland-comparison-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-2c32e35\" data-id=\"2c32e35\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8db6120 elementor-widget elementor-widget-image\" data-id=\"8db6120\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/welcher-etf-fuer-anfaenger\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/ETF-kaufen-Schweiz-Empfehlung-Sparplan-exchange-traded-funds-investieren.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6047\" alt=\"ETF kaufen Schweiz Empfehlung Sparplan exchange traded funds investieren\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/ETF-kaufen-Schweiz-Empfehlung-Sparplan-exchange-traded-funds-investieren.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/ETF-kaufen-Schweiz-Empfehlung-Sparplan-exchange-traded-funds-investieren-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/ETF-kaufen-Schweiz-Empfehlung-Sparplan-exchange-traded-funds-investieren-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/ETF-kaufen-Schweiz-Empfehlung-Sparplan-exchange-traded-funds-investieren-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-c20bcb0\" data-id=\"c20bcb0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17bc34f elementor-widget elementor-widget-image\" data-id=\"17bc34f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/saeule-3a-vergleich\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6036\" alt=\"S\u00e4ule 3a Vergleich Empfehlung Erfahrungsbericht\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-eda8339\" data-id=\"eda8339\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bcd4ffa elementor-widget elementor-widget-image\" data-id=\"bcd4ffa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/online-broker-vergleich-schweiz\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Online-Broker-Empfehlung-Test-Vergleich.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6037\" alt=\"Schweizer Online Broker Empfehlung Test Vergleich\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Online-Broker-Empfehlung-Test-Vergleich.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Online-Broker-Empfehlung-Test-Vergleich-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Online-Broker-Empfehlung-Test-Vergleich-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Online-Broker-Empfehlung-Test-Vergleich-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-1d54d57 elementor-hidden-phone\" data-id=\"1d54d57\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67f032b elementor-widget elementor-widget-image\" data-id=\"67f032b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/bank-vergleich-schweiz\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6032\" alt=\"Bankkonto Empfehlung bester Schweizer Bankkonto Test\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test--300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test--150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Bankkonto-Empfehlung-bester-Schweizer-Bankkonto-Test--12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-338c8e9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"338c8e9e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4a8a195f\" data-id=\"4a8a195f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-64f7989f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"64f7989f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-65a206fe\" data-id=\"65a206fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b3a9821 elementor-widget elementor-widget-heading\" data-id=\"b3a9821\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Handelt es sich nun um aktive oder passive Geldanlage?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-11276d72 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"11276d72\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3f80c2c0\" data-id=\"3f80c2c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15972906 elementor-widget elementor-widget-text-editor\" data-id=\"15972906\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.schwiizerfranke.com\/selma-finance-erfahrung-review\">Selma Finance<\/a> <\/span>beruht auf einem <strong>passiven Anlageansatz<\/strong>. Um flexibel zu sein, gibt es jedoch aktive Stellschrauben, wie im Beispiel der Edelmetall-Funktion. Es ist aber nicht das Ziel, st\u00e4ndig in den Algorithmus einzugreifen, da dieser durch seine Rationalit\u00e4t und Disziplin besticht.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-51a8406 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"51a8406\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1439cf41\" data-id=\"1439cf41\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-73b89064 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73b89064\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3f9f73f8\" data-id=\"3f9f73f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69af3a4f elementor-widget elementor-widget-heading\" data-id=\"69af3a4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Wie oft wird in den Robo Advisor Algorithmus eingegriffen?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c5481c5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5481c5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8eca5ab\" data-id=\"8eca5ab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1463ad74 elementor-widget elementor-widget-text-editor\" data-id=\"1463ad74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left\">In den Selma Finance Algorithmus werden sp\u00e4testens <strong>alle 3 Monate<\/strong> neueste Marktdaten und Informationen eingespeist. Bei gr\u00f6sseren Verschiebungen am Aktienmarkt kann dies auch auf wenige Tage hochgefahren werden.<br \/>Klar ist allerdings, dass Selma Finance auf <strong>langfristige Geldanlage<\/strong> setzt. Kurzfristige Verschiebungen sind daher in der Regel nicht relevant, wenn das <strong>Anlageziel auf 10 \u2013 30 Jahre<\/strong> ausgerichtet ist.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e526e4c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e526e4c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6f8ded1e\" data-id=\"6f8ded1e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-54483c1b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54483c1b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-25a588ef\" data-id=\"25a588ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20d15393 elementor-widget elementor-widget-heading\" data-id=\"20d15393\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Wie sieht ein typisches Robo Advisor Portfolio aus?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-47dda401 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"47dda401\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3c71fcad\" data-id=\"3c71fcad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-676d196d elementor-widget elementor-widget-text-editor\" data-id=\"676d196d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Bei Selma Finance kann theoretisch <strong>jedes Portfolio anders<\/strong> aussehen.<br \/>Wenn also 10&#8217;000 Menschen bei uns ein Konto erstellen, die Fragen beantworten und mit dem Investieren starten, k\u00f6nnen theoretisch 10&#8217;000 g\u00e4nzlich unterschiedliche Portfolios entstehen.<\/p><p style=\"text-align: left;\">Ein guter <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.schwiizerfranke.com\/robo-advisor-schweiz-vergleich\">Robo Advisor<\/a><\/span> stellt viele Fragen und verwendet die gewonnenen Informationen f\u00fcr die Konzeption eines <strong>individuellen Robo Advisor Portfolios<\/strong>. Eine typische Zusammenstellung gibt es daher nicht.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62444c6a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62444c6a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b0974ea\" data-id=\"3b0974ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b00fbe8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b00fbe8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-55c5f13b\" data-id=\"55c5f13b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c72b6fd elementor-widget elementor-widget-heading\" data-id=\"2c72b6fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Mit welcher Robo Advisor Rendite kann ich rechnen?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e011d35 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e011d35\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-21172f7b\" data-id=\"21172f7b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7578e063 elementor-widget elementor-widget-text-editor\" data-id=\"7578e063\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left\">Da jedes Portfolio anders aussieht, kann auch nicht von einer typischen Rendite gesprochen werden. Denn nicht jede Anlegerin oder jeder Anleger hat Rendite als priorisiertes Ziel.<\/p><p style=\"text-align: left\">Das<strong> Risiko Management<\/strong> ist uns mindestens so wichtig wie die Rendite. Es n\u00fctzt den Kunden wenig, wenn versucht wird, noch 1% mehr Rendite zu erzielen, doch im Gegenzug ein viel zu hohes Risiko eingegangen wird. Im Vordergrund steht der <strong>sichere, langfristige Verm\u00f6gensaufbau<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40b3e82 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"40b3e82\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6bcb5cf\" data-id=\"6bcb5cf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cb2831 elementor-widget elementor-widget-image\" data-id=\"2cb2831\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/selma-finance-erfahrung-review\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"445\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-1024x569.png\" class=\"attachment-large size-large wp-image-21997\" alt=\"Selma promo code selma Gutscheincode Voucher referral der Selma Finance rendite Selma Gutscheincode referral code Selma Finance gutscheincode selma referral code gutscheincode voucher\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-1024x569.png 1024w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-300x167.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-768x427.png 768w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-18x10.png 18w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher.png 1080w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d24f6c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3d24f6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.schwiizerfranke.com\/selma-finance-erfahrung-review\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Selma Finance Gutschein erhalten<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-22104b4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"22104b4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-102ffb6\" data-id=\"102ffb6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f2c3378 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f2c3378\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-59c9017\" data-id=\"59c9017\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a485381 elementor-widget elementor-widget-heading\" data-id=\"a485381\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Werden Optimierungen wie W\u00e4hrungsabsicherung oder Pooling betrieben?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-90ea3ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"90ea3ed\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6d86ccb\" data-id=\"6d86ccb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f0acd6 elementor-widget elementor-widget-text-editor\" data-id=\"4f0acd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left\"><strong>Pooling<\/strong> wird bei Selma Finance nicht betrieben, da f\u00fcr jeden Kunden ein eigenes Depot erstellt wird. Dies hat enorme Vorteile in Bezug auf Sicherheit und wird bei uns aber auch in Bezug auf H\u00e4ufigkeit beim Handel ber\u00fccksichtigt.<br \/>Denn schliesslich fallen bei kleineren Depots die <strong>Handelsgeb\u00fchren<\/strong> st\u00e4rker ins Gewicht. Daher versuchen wir, unn\u00f6tig h\u00e4ufiges Handeln zu vermeiden.<\/p><p style=\"text-align: left\">Eine <strong>Absicherung des W\u00e4hrungsrisikos<\/strong> zum Schweizerfranken wird nicht betrieben. Selma Finance investiert m\u00f6glichst breit gestreut, also weltweit und in verschiedensten W\u00e4hrungen.<br \/>Sogenanntes<strong> Hedging<\/strong> (Absicherung des Schweizerfranken-Kurses gegen\u00fcber einer Fremdw\u00e4hrung) wird nicht betrieben, mit Ausnahme eines einzelnen Anleihen-Produkts, bei dem das Hedging schon eingebaut ist.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4cd05ecf elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"4cd05ecf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55e5d534\" data-id=\"55e5d534\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10d0e922 elementor-widget elementor-widget-template\" data-id=\"10d0e922\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"10302\" class=\"elementor elementor-10302\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1670a70b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1670a70b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-31b3364e\" data-id=\"31b3364e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21556c46 elementor-widget elementor-widget-heading\" data-id=\"21556c46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Unsere Finanztipps 2026<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab75a9a elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"3ab75a9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>&#171;Intelligent ist, wer aus den Fehlern anderer lernt&#187;.<\/strong><\/p><p><em>Aus all unseren Tests und Erfahrungsberichten haben wir dir unsere Top-Auswahl zusammengestellt:<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-56648290 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"56648290\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3ad9b76b elementor-hidden-phone\" data-id=\"3ad9b76b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64c847f0 elementor-widget elementor-widget-image\" data-id=\"64c847f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/online-broker-vergleich-schweiz\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-28213\" alt=\"Online Broker Vergleich trading Plattformen vergleich Schweizer broker Vergleichs Test\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/Online-Broker-Vergleich-trading-Plattformen-vergleich-Schweizer-broker-Vergleichs-Test-2-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-7cd35300\" data-id=\"7cd35300\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cc77158 elementor-widget elementor-widget-image\" data-id=\"3cc77158\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/bank-vergleich-schweiz\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6035\" alt=\"Schweizer Bankkonto Empfehlung Test Erfahrungsbericht Konto\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Schweizer-Bankkonto-Empfehlung-Test-Erfahrungsbericht-Konto-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3aeb8552\" data-id=\"3aeb8552\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d0cb3f8 elementor-widget elementor-widget-image\" data-id=\"5d0cb3f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/kostenfreie-finanz-ebooks\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-10469\" alt=\"schwiizerfranke ebook investment guide schweiz pdf download\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schwiizerfranke-ebook-investment-guide-schweiz-pdf-download-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-26cf5943 elementor-hidden-phone\" data-id=\"26cf5943\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1851e49d elementor-widget elementor-widget-image\" data-id=\"1851e49d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/saeule-3a-vergleich\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6036\" alt=\"S\u00e4ule 3a Vergleich Empfehlung Erfahrungsbericht\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Saeule-3a-Vergleich-Empfehlung-Erfahrungsbericht--12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-689307d3\" data-id=\"689307d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fdbd503 elementor-widget elementor-widget-image\" data-id=\"5fdbd503\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/der-grosse-krypto-boersen-vergleich-fuer-schweizer\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-6039\" alt=\"Crypto Broker Schweiz Vergleich Bitcoin kaufen\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen-300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen-150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2020\/12\/Crypto-Broker-Schweiz-Vergleich-Bitcoin-kaufen-12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-5bd31a85\" data-id=\"5bd31a85\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-763158d4 elementor-widget elementor-widget-image\" data-id=\"763158d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.finanzuni.ch\/finanzfahrplan\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course-.png\" class=\"elementor-animation-grow attachment-large size-large wp-image-26638\" alt=\"schweizer online finanzkurs investieren vorsorge online lernen live calls swiss online finance course\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course-.png 500w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--300x300.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--150x150.png 150w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/07\/schweizer-online-finanzkurs-investieren-vorsorge-online-lernen-live-calls-swiss-online-finance-course--12x12.png 12w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d5b1b32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d5b1b32\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3536cfd\" data-id=\"3536cfd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fc8b743 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fc8b743\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7204617\" data-id=\"7204617\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-609b5dd elementor-widget elementor-widget-heading\" data-id=\"609b5dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Was, wenn alle Investoren mit einem Robo Advisor investieren? W\u00fcrden wir Gefahr eines Flash Crashs laufen?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-221a4e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"221a4e0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a808b4e\" data-id=\"a808b4e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-200ce15 elementor-widget elementor-widget-text-editor\" data-id=\"200ce15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><em>Hintergrund: Bei einem <strong>Flash Crash<\/strong> l\u00f6st eine Negativ-Nachricht die andere aus und f\u00fchrt innerhalb kurzer Zeit zu einem starken Crash.<\/em><\/p><p style=\"text-align: left;\"><strong>Nein<\/strong>, der Selma Algorithmus w\u00fcrde keinen <a href=\"https:\/\/de.wikipedia.org\/wiki\/Flash_Crash\" target=\"_blank\" rel=\"noopener\">Flash Crash<\/a> ausl\u00f6sen k\u00f6nnen. Er ist auf <strong>langfristigen Verm\u00f6gensaufbau<\/strong> ausgerichtet und fokussiert sich nicht auf kurzfristiges Momentum.<br \/>Wenn Aktienkurse also nach unten gehen und die \u00abganze Welt\u00bb mit Selma Finance investiert w\u00e4re, w\u00fcrden die Anleger eher nachkaufen und von den g\u00fcnstigen Kursen profitieren.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b24538d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b24538d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-153be49\" data-id=\"153be49\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-77ce99a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77ce99a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-bca837b\" data-id=\"bca837b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-982480a elementor-widget elementor-widget-heading\" data-id=\"982480a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Wie viel Risiko ist bei Selma Finance m\u00f6glich?\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bd1ddb3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bd1ddb3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7ab30eb\" data-id=\"7ab30eb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e867f3 elementor-widget elementor-widget-text-editor\" data-id=\"5e867f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left\">Der Vorteil von Selma besteht darin, dass ein Portfolio auf deine<strong> pers\u00f6nlichen Umst\u00e4nde<\/strong> entworfen wird.<br \/>Bei einem sehr langen Anlagehorizont und einer hohen Toleranz f\u00fcr Risiko wird immer noch <strong>kein 100% Aktienportfolio<\/strong> zu finden sein. Schwankungen sollen immer auch reduziert sein, weshalb in einem solchen Fall wohl immer noch ungef\u00e4hr 10% risikoarme Anlagen beigemischt werden.<br \/>Weiterhin wird darauf geachtet, immer eine <strong>Mindestanzahl an Titeln<\/strong> zu halten. Selbst bei einem so risikofreudigen Kunden, lassen sich daher immer noch ungef\u00e4hr 10 Titel im Portfolio finden.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0523ac6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0523ac6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e1d43c\" data-id=\"8e1d43c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-991b142 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"991b142\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-55138a8\" data-id=\"55138a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68744d4 elementor-widget elementor-widget-heading\" data-id=\"68744d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Tipp f\u00fcr Robo Advisor Anleger?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-608d6ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"608d6ab\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-88f32d0\" data-id=\"88f32d0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-933f42f elementor-widget elementor-widget-text-editor\" data-id=\"933f42f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Da ein Robo Advisor quasi die <strong>preiswertere und rationalere Form eines menschlichen Anlageberaters<\/strong> ist, ist auch ein Robo Advisor\u00a0<span style=\"font-family: Roboto, sans-serif; font-size: 20px; font-style: normal; font-variant-caps: normal; color: var( --e-global-color-text );\">Algorithmus\u00a0<\/span><span style=\"font-size: 20px; color: var( --e-global-color-text );\">auf Informationen angewiesen.<\/span><\/p><p style=\"text-align: left;\">Dein Einkommen hat sich ver\u00e4ndert? Du hast pl\u00f6tzlich mehr Ausgaben oder m\u00f6chtest beispielsweise ein Eigenheim erwerben? <strong>Teile solche Informationen regelm\u00e4ssig deinem Robo Advisor\u00a0<\/strong><span style=\"font-family: Roboto, sans-serif; font-size: 20px; font-style: normal; font-variant-caps: normal; color: var( --e-global-color-text );\"><b>Algorithmus<\/b>\u00a0<\/span><strong style=\"font-size: 20px; color: var( --e-global-color-text );\">mit.<\/strong><span style=\"font-size: 20px; color: var( --e-global-color-text );\"> Je mehr Selma Finance \u00fcber dich weiss, desto sicherer und erfolgreicher gelingt dein Verm\u00f6gensaufbau. Und falls Fragen auftauchen, kann auch einer unserer menschlichen Mitarbeiter dich ganz pers\u00f6nlich beraten.<\/span><\/p><p style=\"text-align: left;\"><strong>Pro-Tipp von Schwiizerfranke:<\/strong> Erstelle dir einen j\u00e4hrlichen \u00abRobo Advisor sprechen\u00bb Termin im Kalender. Dieser wird dich daran erinnern, dich mindestens 1x pro Jahr bei deinem Robo Advisor einzuloggen und eventuelle Ver\u00e4nderungen in deinem Leben mitzuteilen.<br \/>(Da Robo Advisor sehr bequem sind und dir viel Arbeit abnehmen, vergessen das Erfahrungsgem\u00e4ss manche Anleger).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ddc2a79 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ddc2a79\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1a267a\" data-id=\"c1a267a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b2e3e51 elementor-widget elementor-widget-image\" data-id=\"b2e3e51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.schwiizerfranke.com\/selma-finance-erfahrung-review\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"445\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-1024x569.png\" class=\"attachment-large size-large wp-image-21997\" alt=\"Selma promo code selma Gutscheincode Voucher referral der Selma Finance rendite Selma Gutscheincode referral code Selma Finance gutscheincode selma referral code gutscheincode voucher\" srcset=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-1024x569.png 1024w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-300x167.png 300w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-768x427.png 768w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher-18x10.png 18w, https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2022\/02\/Selma-Finance-Gutscheincode-Voucher-referral-der-Selma-Finance-rendite-Selma-Gutscheincode-referral-code-Selma-Finance-gutscheincode-selma-referral-code-gutscheincode-voucher.png 1080w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-278c822 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"278c822\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.schwiizerfranke.com\/selma-finance-erfahrung-review\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Selma Finance Gutschein erhalten<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6269ab9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6269ab9e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-707e5bf8\" data-id=\"707e5bf8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Wie funktioniert der Robo Advisor Algorithmus von Selma Finance? Immer mehr Robo Advisor sind in den letzten Jahren auf den Schweizer Markt gekommen. Die Einfachheit und geringen Kosten sprechen sehr f\u00fcr die Verwendung einer solchen Algorithmus gesteuerten Anlageplattform. Doch wie funktioniert eigentlich so ein Robo Advisor? Selma Finance hat uns einen Blick hinter die Kulissen [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":25149,"comment_status":"open","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[1,31],"tags":[636,637,286,287,638],"class_list":["post-25081","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein","category-investments","tag-algorithmus","tag-automatisch-investieren","tag-robo","tag-robo-advisor","tag-stategie"],"_links":{"self":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/25081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/comments?post=25081"}],"version-history":[{"count":0,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/25081\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media\/25149"}],"wp:attachment":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media?parent=25081"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/categories?post=25081"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/tags?post=25081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}