{"id":14287,"date":"2024-01-05T07:00:00","date_gmt":"2024-01-05T06:00:00","guid":{"rendered":"https:\/\/www.schwiizerfranke.com\/?p=14287"},"modified":"2026-10-27T10:26:15","modified_gmt":"2026-10-27T09:26:15","slug":"13-monatslohn-berechnen","status":"publish","type":"post","link":"https:\/\/www.schwiizerfranke.com\/en\/13-monatslohn-berechnen","title":{"rendered":"Calculating the 13th month\u2019s salary: Calculator for Switzerland"},"content":{"rendered":"<p class=\"wp-block-paragraph\">The 13th month\u2019s salary is an additional month\u2019s salary paid once a year. You calculate it as follows: the total of your monthly salaries for the year divided by 12. If your monthly salary is CHF 6,500, this amounts to CHF 6,500 gross.<\/p>\n\n\n\n<div id=\"sf-monatslohn13-tool\" style=\"min-height:620px;\"><\/div>\n<script src=\"https:\/\/tools.schwiizerfranke.com\/monatslohn-13\/embed.js\" defer><\/script>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>With the 13th-month salary calculator, you can see the gross and net amounts, as well as the amount payable on joining or leaving the company.<\/strong> It calculates your monthly, annual or hourly pay and shows you the deductions just as they appear on your payslip.<\/p>\n\n\n\n<div class=\"wp-block-group sf-keypoints is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"sf-keypoints__t wp-block-paragraph\">Key points at a glance<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Formula:<\/strong> 13th month\u2019s salary = total monthly salaries for the year \u00f7 12.<\/li>\n\n\n\n<li><strong>Not compulsory:<\/strong> You are only entitled to this if it is stated in your employment contract, the regulations or the collective agreement.<\/li>\n\n\n\n<li><strong>Pro rata:<\/strong> Anyone who joins or leaves during the year will receive it on a pro rata basis, for example 7\/12.<\/li>\n\n\n\n<li><strong>Hourly wage:<\/strong> The proportion amounts to 8.33 % of the hourly wage.<\/li>\n\n\n\n<li><strong>Deductions:<\/strong> AHV\/IV\/EO, ALV and NBU, as with a normal salary. Pension contributions are often missing because they are deducted in twelve instalments.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">13th month salary Switzerland<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The 13th month\u2019s salary is very common in Switzerland. Many people therefore believe it is required by law. That is not true. It is simply a normal part of your salary that is paid out differently: instead of twelve monthly salaries, you receive thirteen.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Is the 13th month\u2019s salary compulsory?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. You are entitled to it if the 13th month\u2019s salary is stipulated in your employment contract, in the staff regulations or in the collective labour agreement (CLA). In many sectors, the CLA stipulates this, for example in the hospitality industry or the construction sector. If your employer has paid it regularly and without reservation for several years, this may also give rise to an entitlement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether your annual salary is paid in 12, 13 or even 14 instalments makes no difference to the total. An annual salary of CHF 91,000 is either 12 \u00d7 CHF 7,583 or 13 \u00d7 CHF 7,000. When comparing two job offers, you should therefore always base your calculations on the annual salary rather than the monthly salary.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">13th month\u2019s salary or a bonus?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The 13th month\u2019s salary is a fixed agreed salary. A bonus, on the other hand, is a special payment in accordance with <a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/27\/317_321_377\/de#art_322_d\" target=\"_blank\" rel=\"noopener\">Article 322d of the Swiss Code of Obligations<\/a>, the amount or payment of which may be at the employer\u2019s discretion. The difference is important: a bonus may be subject to conditions, such as the employment contract remaining in force. This is not the case with the 13th month\u2019s salary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Colloquially, the 13th month\u2019s salary is also known as a \u2018Christmas bonus\u2019, as it is often paid in December. In Germany, however, a Christmas bonus is usually a voluntary special payment \u2013 in other words, more of a gratuity.<\/p>\n\n\n\n<div class=\"wp-block-group sf-tip is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Tip:<\/strong> If the contract states \u00ab13th month\u2019s salary\u00bb, it is payable. If it states \u00abgratuity\u00bb or \u00abbonus\u00bb, read the terms and conditions carefully.<\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How to calculate the 13th month salary?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can work out your thirteenth month\u2019s salary using a simple fraction. Take all the monthly wages you\u2019ve earned in the calendar year and divide them by 12. Whether you call it the 13th monthly wage, 13th wage, 13th salary or 13th monthly salary, you can always work it out in the same way.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">13th month\u2019s salary = 1\/12 of the annual salary<\/h3>\n\n\n\n<div class=\"wp-block-group sf-tip is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>13th month's wages<\/strong> = Annual salary excluding the 13th month\u2019s salary \u00f7 12 = Monthly salary \u00d7 number of months \u00f7 12<\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If you work all year on the same wage, the 13th month\u2019s pay is exactly one month\u2019s wage. If you only know your annual wage, including the 13th month\u2019s pay, divide it by 13 to work out your monthly wage.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Situation<\/th><th>Calculation<\/th><th>13th month's wages<\/th><\/tr><\/thead><tbody><tr><td>All year round, CHF 6,500 per month<\/td><td>6,500 \u00d7 12 \u00f7 12<\/td><td>CHF 6,500<\/td><\/tr><tr><td>Start date: 1 June, CHF 6,500<\/td><td>6,500 \u00d7 7 \u00f7 12<\/td><td>around CHF 3,792<\/td><\/tr><tr><td>Termination with effect from the end of September, CHF 7,200<\/td><td>7,200 \u00d7 9 \u00f7 12<\/td><td>CHF 5,400<\/td><\/tr><tr><td>Annual salary CHF 91,000 including the 13th month\u2019s salary.<\/td><td>91,000 \u00f7 13<\/td><td>CHF 7,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Pay components such as holiday pay or continued pay in the event of illness are included. Overtime, child allowances, expenses, commissions and bonuses are not usually included, unless the contract states otherwise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Calculate the 13th month\u2019s salary on a pro rata basis<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you haven\u2019t worked for the whole year, you\u2019ll receive the 13th month\u2019s salary on a pro rata basis. This is calculated based on the number of months you were employed. Many employers even calculate it down to the exact day. If you start on 1 June, you\u2019re entitled to 7\/12 of your 13th month\u2019s salary. The same applies to part-time work; the 13th month\u2019s salary will then correspond to your part-time pay. If your working hours change during the year, simply add up the monthly salaries you\u2019ve actually earned and divide by 12.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">13th month\u2019s pay for hourly-paid staff<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The 13th month\u2019s salary is usually included in the hourly wage as a supplement of 8.33 %, because 1\/12 corresponds exactly to 8.33 %. For an hourly wage of CHF 30, this amounts to CHF 2.50 per hour. If the contract states \u00abincluding the 13th month\u2019s salary\u00bb, this amount is already included in the hourly wage: it then amounts to 1\/13 of the hourly wage. Check your payslip to see whether the supplement is shown separately.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Deductions from the 13th month\u2019s salary<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The same social security contributions are deducted from the 13th month\u2019s salary as from any other salary:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Deduction<\/th><th>Employee\u2019s contribution<\/th><th>To CHF 6,500<\/th><\/tr><\/thead><tbody><tr><td>AHV\/IV\/EO<\/td><td>5.3 %<\/td><td>CHF 344.50<\/td><\/tr><tr><td>ALV<\/td><td>1.1 % up to CHF 148,200 annual salary<\/td><td>CHF 71.50<\/td><\/tr><tr><td>NBU (non-occupational accident)<\/td><td>depending on the employer, e.g. 1.4 %<\/td><td>CHF 91.00<\/td><\/tr><tr><td>Net<\/td><td><\/td><td>around CHF 5,993<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">In addition, depending on the employer, there is daily sickness benefit insurance (KTG) and, in the case of withholding tax, tax. Most of the questions in the comments revolve around two points:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Why is the pension fund missing?<\/strong> The BVG contribution is calculated on the basis of the annual salary and is usually deducted in twelve equal instalments from the monthly salary. It is therefore often not shown on the payslip for the 13th month\u2019s salary. However, depending on the regulations, it may also be deducted from that payment.<\/li>\n\n\n\n<li><strong>Why is the deduction higher?<\/strong> For withholding tax, the 13th month\u2019s salary is included in the pay for the month in which it is paid. As this month falls into a higher tax bracket, the tax deduction increases. Depending on your circumstances, you can reclaim any excess tax paid either through a correction or via a subsequent standard tax assessment.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Taxes:<\/strong> The 13th month\u2019s salary is treated as ordinary income. It appears on your payslip under item 1 alongside the rest of your salary and is taxed via your tax return, unless you pay tax at source.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The following shows you how your total pay is made up, from gross to net: <a href=\"https:\/\/www.schwiizerfranke.com\/en\/brutto-netto-rechner-schweiz\/\">Gross-net calculator<\/a>. We explain the individual items in the <a href=\"https:\/\/www.schwiizerfranke.com\/en\/lohnabrechnung-schweiz-erklaert\/\">Payroll accounting<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">When is the 13th month\u2019s salary paid?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It is usually paid in November or December, along with your regular wages. The law does not specify a particular date; it depends on your contract. There are usually three options:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Once a year<\/strong> in November or December.<\/li>\n\n\n\n<li><strong>Twice a year<\/strong>, half in June and half in December.<\/li>\n\n\n\n<li><strong>Monthly<\/strong> as 1\/12, paid alongside each wage. Then, by the end of the year, you won\u2019t notice a thing.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you leave the company before then, your share will be payable with your final salary, rather than in December.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">13th month's pay in the event of short-time working or illness<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.schwiizerfranke.com\/wp-content\/uploads\/2021\/12\/13-monatslohn-stundenlohn-und-13-monatslohn-bei-kurzarbeit-in-schweiz.png\" alt=\"13th monthly wage hourly wage and 13th monthly wage for short-time work in switzerland\" title=\"\"><figcaption><\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>13th month's pay in the event of illness:<\/strong> As the 13th-month payment forms part of your annual salary, it may only be reduced if your salary is also suspended. As long as your employer continues to pay your salary or you receive daily sickness benefit, your entitlement remains in force. Many daily sickness benefit schemes already include a proportion of the 13th month\u2019s salary. If you are off sick for a longer period and your employer stops paying your salary, the 13th month\u2019s salary may be reduced on a pro rata basis for that period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>13th month's pay in the event of short-time working:<\/strong> Unemployment benefit covers 80 % of the loss of earnings. The proportion of the 13th month\u2019s salary is included in this calculation. The subsequent payment of the 13th month\u2019s salary may therefore be less than a full month\u2019s salary. How your employer calculates this is set out in your contract or in the collective agreement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">13th month's pay in the event of termination<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If your employment is terminated, you are entitled to a pro-rata share of the 13th month\u2019s salary, regardless of who gives notice and for what reason. This also applies in the event of dismissal without notice or during the probationary period. It is payable with your final salary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Example:<\/strong> You earn CHF 7,200 a month and are giving notice to leave at the end of September. Your share amounts to 7,200 \u00d7 9 \u00f7 12 = CHF 5,400 gross. In the calculator above, set this to \u2019up to and including September\u2019.<\/p>\n\n\n\n<div class=\"wp-block-group sf-anchor is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">A clause stating \u00ab13th month\u2019s salary only if the employment contract remains in force\u00bb is invalid in the case of a genuine 13th month\u2019s salary. It applies only to a bonus.<\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What should you use your 13th month\u2019s salary for?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The 13th feels like a gift, but it\u2019s actually pay that your employer has held back all year. Anyone who spends it on a whim in December often only realises this in January. So make a plan for it beforehand:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Top up your savings:<\/strong> Three to six months\u2019 worth of living expenses in your savings account. The <a href=\"https:\/\/www.schwiizerfranke.com\/en\/notgroschen-berechnen\/\">Emergency Fund Calculator<\/a>.<\/li>\n\n\n\n<li><strong>Making a contribution to Pillar 3a:<\/strong> If you haven\u2019t yet reached this year\u2019s maximum allowance, you\u2019ll save on tax. You can find the cheapest providers in the <a href=\"https:\/\/www.schwiizerfranke.com\/en\/saeule-3a-vergleich\/\">Pillar 3a comparison<\/a>.<\/li>\n\n\n\n<li><strong>Invest:<\/strong> With an ETF savings plan, you invest money for the long term. You can find a suitable provider in the <a href=\"https:\/\/www.schwiizerfranke.com\/en\/online-broker-vergleich-schweiz\/\">Online broker comparison<\/a>, Fundamentals in <a href=\"https:\/\/www.schwiizerfranke.com\/en\/geld-investieren-schweiz\/\">Investing money in Switzerland<\/a>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you have agreed a thirteenth month\u2019s salary in your employment contract, you are entitled to it, on a pro rata basis even if you join or leave the company during the year. It amounts to 1\/12 of your total annual monthly wages, or 8.33 % if you are paid by the hour. The same social security contributions are deducted as from your normal wages. The 13th month\u2019s pay is not a bonus, but an integral part of your annual salary and simply a different form of payment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-m13-1\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">How do I use the 13-month salary calculator?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Select whether you are paid a monthly, annual or hourly wage, and enter the gross amount. Use \u00abEmployed from\u00bb and \u00abup to and including\u00bb to calculate the proportion for when you start or leave your job. The calculator will show you the 13th month\u2019s pay (gross and net) and the deductions.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-m13-2\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">What deductions 13th monthly salary?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>The same deductions apply as for the normal monthly salary: AHV\/IV\/EO, ALV, non-occupational accident insurance and, depending on the employer, daily sickness benefit. Contributions to the pension fund are often deducted in twelve instalments alongside the monthly salary, rather than as part of the 13th month\u2019s pay.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-m13-3\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Is the 13th month\u2019s salary compulsory?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>No. It is not required by law. You are only entitled to it if it is stipulated in your employment contract, the company regulations or the collective agreement.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-m13-4\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">How much is the 13th month\u2019s salary?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>If your pay remains the same throughout the year, it is exactly one month\u2019s pay. Generally speaking: the total of your monthly pay for the year divided by 12.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-m13-5\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">When is the 13th month\u2019s salary paid?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Usually in November or December. Some employers pay half in June and half in December, or spread the payment across all twelve monthly wages. If an employee leaves the company, it is payable with their final wage.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-m13-6\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Am I entitled to my 13th month\u2019s salary if my contract is terminated?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Yes, on a pro rata basis for the months during which you were employed. If your contract is terminated at the end of September, that works out as 9\/12. This applies regardless of who gives notice.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-m13-7\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Why is the net amount of the 13th month\u2019s salary lower?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>In addition to AHV, ALV and NBU, a higher rate of withholding tax applies because the 13th month\u2019s salary is counted as part of the salary for the month in which it is paid. Under the standard taxation system, however, you do not pay the tax until you submit your tax return.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-m13-8\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Is there a 13th month\u2019s salary for hourly-paid workers as well?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Yes, usually as a supplement of 8.33 % on top of the hourly wage. If the contract states that it is included in the hourly wage, this amount represents 1\/13 of your hourly wage.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Der 13. Monatslohn ist ein zus\u00e4tzlicher Monatslohn pro Jahr. Du berechnest ihn so: Summe deiner Monatsl\u00f6hne im Jahr geteilt durch 12. Bei CHF 6&#8217;500 Monatslohn sind das CHF 6&#8217;500 brutto. Mit dem 13. Monatslohn Rechner siehst du brutto, netto und den Anteil bei Eintritt oder K\u00fcndigung. Er rechnet mit Monatslohn, Jahreslohn oder Stundenlohn und zeigt [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":14292,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_wp_convertkit_post_meta":{"form":"-1","landing_page":"","tag":"0","restrict_content":"0"},"footnotes":""},"categories":[468,509],"tags":[441,440,212,189,726,725,449,211,190,195,79,361],"class_list":["post-14287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rechner","category-steuern","tag-13-monatslohn","tag-440","tag-berechnen","tag-gehalt","tag-krankheit","tag-kuendigung","tag-obligatorisch","tag-rechner","tag-salaer","tag-schweiz","tag-sparen","tag-steuern"],"_links":{"self":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/14287","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/comments?post=14287"}],"version-history":[{"count":3,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/14287\/revisions"}],"predecessor-version":[{"id":48705,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/posts\/14287\/revisions\/48705"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media\/14292"}],"wp:attachment":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media?parent=14287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/categories?post=14287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/tags?post=14287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}