{"id":15696,"date":"2026-02-03T08:15:44","date_gmt":"2026-02-03T07:15:44","guid":{"rendered":"https:\/\/www.schwiizerfranke.com\/?page_id=15696"},"modified":"2026-10-23T15:42:10","modified_gmt":"2026-10-23T13:42:10","slug":"rechner","status":"publish","type":"page","link":"https:\/\/www.schwiizerfranke.com\/en\/rechner","title":{"rendered":"Calculators"},"content":{"rendered":"<!-- Abschnitt: Kopf mit H1 -->\n<section class=\"sfp-hero sf-hero\">\n\t<div class=\"sf-wrap\">\n\t\t<h1 class=\"sfp-h1\">Financial Calculator Switzerland<\/h1>\n\t\t<p class=\"sfp-lede\">Do the maths yourself before you make a decision. All of Schwiizerfranke\u2019s financial calculators in one place: for salary, tax, pensions, housing and investments, using Swiss figures.<\/p>\n\t\t<ul class=\"sfp-facts\"><li>Free of charge<\/li><li>No registration required<\/li><li>Built for Switzerland<\/li><\/ul>\n\t<\/div>\n<\/section>\n\n\n\n<!-- Abschnitt: Rechner-\u00dcbersicht. Die Liste kommt aus embed.js (tools.schwiizerfranke.com\/0-rechner-hub). Neuer Rechner: dort eintragen, nicht hier. -->\n<div class=\"sf-wrap\"><div class=\"sfp-hub\">\n<div id=\"sf-rechner-hub\" data-heading=\"h2\" style=\"min-height:1000px;scroll-margin-top:80px;\">\n\n    <!-- \u25bc SEO-\/KI-FALLBACK. Sichtbar, bis embed.js den Container ersetzt.\n         Crawler ohne JS-Ausf\u00fchrung sehen ausschliesslich diesen Block.\n         Erzeugt von _build\/_build-fallback.js, nie von Hand \u00e4ndern. \u25bc -->\n    <section style=\"font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Arial,sans-serif;color:#0f2440;line-height:1.6;padding:0 4px;\">\n        <p style=\"font-size:15px;color:#334155;margin:0 0 14px;max-width:780px;\">38 free Swiss financial calculators from Schwiizerfranke.com. All of them run locally in your browser, with no need to register and no adverts.<\/p>\n        <h3 style=\"font-size:15px;font-weight:700;color:#0f2440;margin:18px 0 8px;\">Investments &amp; Finances<\/h3>\n        <ul style=\"margin:0;padding-left:20px;\">\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/notgroschen-berechnen\/\" style=\"color:#1e5a8a;\">emergency fund calculator<\/a>: How big should your emergency fund be?<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/finanzielle-freiheit-rechner-schweiz\/\" style=\"color:#1e5a8a;\">Financial freedom<\/a>: When can you retire (FIRE)?<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/reinvermoegen-berechnen\/\" style=\"color:#1e5a8a;\">Net Worth Calculator<\/a>: Calculate your net worth<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/etf-rechner-etf-sparplan-rechner\/\" style=\"color:#1e5a8a;\">ETF Savings Plan Calculator<\/a>: Simulate your long-term ETF savings plan<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/72er-regel-erklaerung-und-rechner\/\" style=\"color:#1e5a8a;\">Rule of 72 calculator<\/a>: How quickly does your money double?<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/zinseszins-rechner\/\" style=\"color:#1e5a8a;\">Compound Interest Calculator<\/a>: Calculating and visualising compound interest<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/kreditrechner-schweiz\/\" style=\"color:#1e5a8a;\">Credit calculator<\/a>: Calculate monthly instalments and total costs<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/kurs-gewinn-verhaeltnis-rechner\/\" style=\"color:#1e5a8a;\">KGV calculator<\/a>: Calculate the price-to-earnings ratio<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/rendite-rechner\/\" style=\"color:#1e5a8a;\">Yield calculator<\/a>: Calculating the ROI and return on your investments<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/durchschnittsvermoegen-schweiz\/\" style=\"color:#1e5a8a;\">Median assets comparison<\/a>: Where do you stand in terms of wealth?<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/dividendenrendite-berechnen\/\" style=\"color:#1e5a8a;\">Dividend Yield Calculator<\/a>: Calculate the dividend yield on your shares<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/bitcoin-rechner\/\" style=\"color:#1e5a8a;\">Bitcoin Calculator<\/a>: Convert Bitcoin to Swiss francs<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/valorennummer-suchen\/\" style=\"color:#1e5a8a;\">Search for a security number<\/a>: Swiss Securities Identification<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/boersenspiel-schweiz\/\" style=\"color:#1e5a8a;\">Stock market game Switzerland<\/a>: Practise trading shares and ETFs risk-free<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/leasing-rechner-schweiz\/\" style=\"color:#1e5a8a;\">Leasing calculator<\/a>: Calculate the lease payment and total cost<\/li>\n        <\/ul>\n        <h3 style=\"font-size:15px;font-weight:700;color:#0f2440;margin:18px 0 8px;\">Tax &amp; Pension Provision<\/h3>\n        <ul style=\"margin:0;padding-left:20px;\">\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/koordinationsabzug-einfach-erklaert\/\" style=\"color:#1e5a8a;\">Coordination deduction calculator<\/a>: Calculate insured earnings under the BVG<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/mwst-rechner-schweiz\/\" style=\"color:#1e5a8a;\">VAT calculator<\/a>: Net, VAT and gross in seconds<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/grundstueckgewinnsteuer-zuerich\/\" style=\"color:#1e5a8a;\">Property gains tax ZH<\/a>: Calculate tax with a holding period allowance<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/individualbesteuerung-rechner-schweiz\/\" style=\"color:#1e5a8a;\">Individual taxation calculator<\/a>: A comparison of the current tax system with individual taxation<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/altersrechner-schweiz-jahrgang\/\" style=\"color:#1e5a8a;\">Age calculator<\/a>: Calculate your age, work out your retirement date<\/li>\n        <\/ul>\n        <h3 style=\"font-size:15px;font-weight:700;color:#0f2440;margin:18px 0 8px;\">Rent &amp; Real Estate<\/h3>\n        <ul style=\"margin:0;padding-left:20px;\">\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/miete-gehalt-faustformel\/\" style=\"color:#1e5a8a;\">Rent Calculator<\/a>: How much rent can you afford?<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/mieten-oder-kaufen\/\" style=\"color:#1e5a8a;\">Rent or buy<\/a>: Which is more worthwhile in your situation?<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/eigenheim-finanzieren\/\" style=\"color:#1e5a8a;\">Mortgage calculator<\/a>: Calculate payback period directly or indirectly<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/quadratmeter-rechner-online\/\" style=\"color:#1e5a8a;\">Square meter calculator<\/a>: Calculate areas quickly online<\/li>\n        <\/ul>\n        <h3 style=\"font-size:15px;font-weight:700;color:#0f2440;margin:18px 0 8px;\">Working Time &amp; Wages<\/h3>\n        <ul style=\"margin:0;padding-left:20px;\">\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/brutto-netto-rechner-schweiz\/\" style=\"color:#1e5a8a;\">Gross-net calculator<\/a>: Calculate net pay including all social security deductions<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/arbeitszeit-rechner-schweiz\/\" style=\"color:#1e5a8a;\">Working time calculator<\/a>: Calculating working hours and overtime<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/stundenlohn-berechnen-schweiz\/\" style=\"color:#1e5a8a;\">Hourly Wage Calculator<\/a>: Calculating an hourly rate from an annual salary<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/medianlohn-schweiz\/\" style=\"color:#1e5a8a;\">Salary Comparison Calculator<\/a>: Your salary compared to the median salary in Switzerland<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/13-monatslohn-berechnen\/\" style=\"color:#1e5a8a;\">13th monthly salary calculator<\/a>: In the event of illness, redundancy or short-time working<\/li>\n        <\/ul>\n        <h3 style=\"font-size:15px;font-weight:700;color:#0f2440;margin:18px 0 8px;\">Everyday life<\/h3>\n        <ul style=\"margin:0;padding-left:20px;\">\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/iban-rechner\/\" style=\"color:#1e5a8a;\">IBAN Calculator<\/a>: Check the IBAN and work out the account number<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/qr-rechnung-erstellen\/\" style=\"color:#1e5a8a;\">QR Invoice Generator<\/a>: Create a QR invoice, free of charge and without registration<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/prozentrechner\/\" style=\"color:#1e5a8a;\">Percentage calculator<\/a>: Calculate percentages quickly and easily<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/inflationsrechner-schweiz\/\" style=\"color:#1e5a8a;\">Inflation calculator<\/a>: Calculating the loss of purchasing power in Switzerland<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/promillerechner-schweiz\/\" style=\"color:#1e5a8a;\">Per mille calculator<\/a>: Blood alcohol level according to Swiss standards<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/bussenrechner-schweiz\/\" style=\"color:#1e5a8a;\">Speed camera calculator<\/a>: Calculate fines and driving disqualifications in Switzerland<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/benzinkosten-berechnen-schweiz\/\" style=\"color:#1e5a8a;\">Petrol cost calculator<\/a>: Calculate the fuel costs for your journey<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/stromrechner-schweiz\/\" style=\"color:#1e5a8a;\">Electricity calculator<\/a>: Monthly electricity costs in Switzerland<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.schwiizerfranke.com\/en\/dreisatz-rechner\/\" style=\"color:#1e5a8a;\">Rule of three calculator<\/a>: Solving ratio problems quickly<\/li>\n        <\/ul>\n        <h3 style=\"font-size:15px;font-weight:700;color:#0f2440;margin:18px 0 8px;\">Useful external Swiss financial calculator<\/h3>\n        <ul style=\"margin:0;padding-left:20px;\">\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/lik-app.bfs.admin.ch\/de\/itr?app=itr\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" style=\"color:#1e5a8a;\">Personal inflation calculator<\/a> (Federal Statistical Office): Work out your own inflation rate rather than using the national average.<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/swisstaxcalculator.estv.admin.ch\/#\/home\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" style=\"color:#1e5a8a;\">FTA tax calculator<\/a> (Federal Tax Administration): Income and wealth tax for every municipality in Switzerland.<\/li>\n            <li style=\"margin-bottom:5px;\"><a href=\"https:\/\/www.123-pensionierung.ch\/de\/berechnen\/rente-kapital-vergleichen\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" style=\"color:#1e5a8a;\">Pension or lump sum<\/a> (123-pensionierung.ch): Receiving pension fund savings as a pension or as a lump sum.<\/li>\n        <\/ul>\n    <\/section>\n\n<\/div>\n<script src=\"https:\/\/tools.schwiizerfranke.com\/0-rechner-hub\/embed.js\" defer><\/script>\n<\/div><\/div>\n\n\n\n<!-- Abschnitt: Passende Vergleiche -->\n<div class=\"sf-wrap\">\n\t<section class=\"sfp-sec\" aria-labelledby=\"sfp-vgl-t\">\n\t\t<h2 class=\"sfp-h2\" id=\"sfp-vgl-t\">Have you done the maths? Then have a compare<\/h2>\n\t\t<p class=\"sfp-sec__lede\">If you know what you\u2019re looking for, you\u2019ll find the right providers here. With fees in Swiss francs and first-hand reviews.<\/p>\n\t\t<ul class=\"sfp-cmp\">\n\t\t\t<li><a href=\"\/en\/bank-vergleich-schweiz\/\"><span class=\"sfh-ic\" aria-hidden=\"true\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 10l9-6 9 6\"\/><path d=\"M5 10v8M9.5 10v8M14.5 10v8M19 10v8\"\/><path d=\"M3 20h18\"\/><\/svg><\/span><span><strong>Bank account comparison<\/strong><small>Accounts and fees put to the test<\/small><\/span><\/a><\/li>\n\t\t\t<li><a href=\"\/en\/online-broker-vergleich-schweiz\/\"><span class=\"sfh-ic\" aria-hidden=\"true\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 17l6-6 4 4 8-8\"\/><path d=\"M15 7h6v6\"\/><\/svg><\/span><span><strong>Online broker comparison<\/strong><small>Investing in ETFs and shares at affordable prices<\/small><\/span><\/a><\/li>\n\t\t\t<li><a href=\"\/en\/saeule-3a-vergleich\/\"><span class=\"sfh-ic\" aria-hidden=\"true\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 3l8 3v6c0 4.5-3.4 8.2-8 9-4.6-.8-8-4.5-8-9V6l8-3z\"\/><path d=\"M9 12l2 2 4-4\"\/><\/svg><\/span><span><strong>Pillar 3a comparison<\/strong><small>The best 3a providers<\/small><\/span><\/a><\/li>\n\t\t\t<li><a href=\"\/en\/robo-advisor-schweiz-vergleich\/\"><span class=\"sfh-ic\" aria-hidden=\"true\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"5\" y=\"8\" width=\"14\" height=\"11\" rx=\"2\"\/><path d=\"M12 4v4M9 13h.01M15 13h.01M9.5 16.5h5\"\/><\/svg><\/span><span><strong>Robo-Advisor comparison<\/strong><small>Investing on autopilot<\/small><\/span><\/a><\/li>\n\t\t\t<li><a href=\"\/en\/welcher-etf-fuer-anfaenger\/\"><span class=\"sfh-ic\" aria-hidden=\"true\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M4 20V10M10 20V4M16 20v-7M22 20H2\"\/><\/svg><\/span><span><strong>Which ETF for beginners?<\/strong><small>Getting started the easy way<\/small><\/span><\/a><\/li>\n\t\t\t<li><a href=\"\/en\/vergleichsberichte\/\"><span class=\"sfh-ic\" aria-hidden=\"true\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.75\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 4v16M5 20h14M6 8l-3 6a3 3 0 006 0L6 8zM18 8l-3 6a3 3 0 006 0l-3-6zM5 8h14\"\/><\/svg><\/span><span><strong>All Comparisons<\/strong><small>All tests at a glance<\/small><\/span><\/a><\/li>\n\t\t<\/ul>\n\t<\/section>\n\n\t<section class=\"sfp-sec\" aria-labelledby=\"sfp-warum-t\">\n\t\t<h2 class=\"sfp-h2\" id=\"sfp-warum-t\">Why financial calculators for Switzerland?<\/h2>\n\t\t<div class=\"sfp-prose\">\n\t\t\t<p>Many calculators online originate from Germany and are based on rules that do not apply here. Schwiizerfranke\u2019s calculators are designed for Switzerland: they use Swiss francs, Swiss social security deductions, pension funds and Pillar 3a.<\/p>\n\t\t\t<p>A calculator is no substitute for advice. But it gives you a quick idea of where you stand. Not sure where to start? Start with the <a href=\"\/en\/notgroschen-berechnen\/\">emergency fund calculator<\/a> and the <a href=\"\/en\/brutto-netto-rechner-schweiz\/\">Gross-net calculator<\/a>. After that, the <a href=\"\/en\/finanzweg\/\">Funding route<\/a> the next steps.<\/p>\n\t\t<\/div>\n\t<\/section>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Finanzrechner Schweiz Rechne selbst nach, bevor du entscheidest. Alle Finanzrechner von Schwiizerfranke an einem Ort: f\u00fcr Lohn, Steuern, Vorsorge, Wohnen und Anlegen, mit Schweizer Zahlen. Kostenfrei Ohne Anmeldung F\u00fcr die Schweiz gebaut 38 kostenfreie Schweizer Finanzrechner von Schwiizerfranke.com. Alle rechnen lokal im Browser, ohne Anmeldung und ohne Werbung. Investments &amp; Finanzen Notgroschen Rechner: Wie gross [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":15703,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"sf-leinwand","meta":{"_wp_convertkit_post_meta":{"form":"-1","landing_page":"0","tag":"0","restrict_content":"0"},"footnotes":""},"class_list":["post-15696","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/pages\/15696","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/comments?post=15696"}],"version-history":[{"count":19,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/pages\/15696\/revisions"}],"predecessor-version":[{"id":48618,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/pages\/15696\/revisions\/48618"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media\/15703"}],"wp:attachment":[{"href":"https:\/\/www.schwiizerfranke.com\/en\/wp-json\/wp\/v2\/media?parent=15696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}